{"version":1,"type":"rich","provider_name":"Libsyn","provider_url":"https:\/\/www.libsyn.com","height":90,"width":600,"title":"The Truth About High Income Investments and Retirement Safety - 560","description":"Today on Your Money, Your Wealth\u00ae podcast 560, Joe Anderson, CFP\u00ae and Big Al Clopine, CPA spitball business development company (BDC) funds for Edward in Illinois before diving into buckets of cash, T-bills, decumulation, and Roth conversion timing for Pebbles and Bam Bam. Plus, the fellas help 34 year old Keith in Connecticut figure out if he\u2019s actually on track, whether he\u2019s taking too much risk, or just worrying too much. They also spitball on the six-figure annuity gain that Gus in Philly\u2019s 95 year old dad has amassed. Finally, why yelling \u201cnever pay an advisor\u201d on the internet doesn\u2019t necessarily magically turn MYGAs into the perfect investment for everyone. (While Joe and Big Al enjoy a little seasonal downtime and Andi recovers from surgery, enjoy this encore presentation of these questions from a January 2025 episode.) Free Financial Resources in This Episode: https:\/\/bit.ly\/ymyw-560 (full show notes &amp;amp; episode transcript)  10 Steps to Improve Investing Success - free download  Tax-Smart Charitable Giving Guide  6 Secrets to Bigger Tax Deductions from Your Non-Profit Donations - YMYW TV  Financial Blueprint (self-guided)  Financial Assessment (Meet with an experienced professional) REQUEST your  Retirement Spitball Analysis DOWNLOAD  more free guides READ  financial blogs WATCH  educational videos SUBSCRIBE to the  YMYW Newsletter &amp;nbsp; Connect With Us: YouTube: Subscribe and join the conversation in the comments Podcast apps: subscribe or follow YMYW in your favorite Apple Podcasts: leave your honest reviews and ratings &amp;nbsp; Chapters: 00:00 - Intro: This week on the YMYW Podcast 01:03 - What\u2019s the Risk With Business Company Development (BDC) Funds? (Edward, IL) 03:58 - T-Bills, Decumulation, IRAs, and Investing Strategies (Pebbles &amp;amp; Bam Bam, Kentuckystone) 12:02 - I\u2019m 34. Are My Investments Appropriate for My Time Horizon? (Keith, CT) 17:59 - MYGA Retirement Withdrawal Strategy for Dad (Gus in Philly) 23:00 - Just Buy Multi-Year Guaranteed Annuities (MYGAs) and Bonds (comment from Ken, YouTube) 28:04 - YouTube comments: State Taxes, Pro-Rated Sale of Primary Residence, Bonds vs. Pension, and PERMA 35:27 - YMYW Podcast Outro ","author_name":"Your Money, Your Wealth","author_url":"http:\/\/yourmoneyyourwealth.com","html":"<iframe title=\"Libsyn Player\" style=\"border: none\" src=\"\/\/html5-player.libsyn.com\/embed\/episode\/id\/39234030\/height\/90\/theme\/custom\/thumbnail\/yes\/direction\/forward\/render-playlist\/no\/custom-color\/88AA3C\/\" height=\"90\" width=\"600\" scrolling=\"no\"  allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen><\/iframe>","thumbnail_url":"https:\/\/assets.libsyn.com\/secure\/content\/196086105"}