{"version":1,"type":"rich","provider_name":"Libsyn","provider_url":"https:\/\/www.libsyn.com","height":90,"width":600,"title":"Ep. 135 - Get the Highest Permanent Disability Rating Allowed by Law","description":"  In episode #135 learn how to maximize your Permanent Disability Rating and protect your benefits in California Workers\u2019 Comp. Carmen Ramirez and attorney Bilal Kassem break down one of the most confusing stages for injured workers: how the disability rating system really works, how percentages are calculated, and what factors can affect the money you receive.&amp;nbsp;   If you\u2019ve ever felt lost with terms like MMI, Permanent &amp;amp; Stationary, WPI, AMA Guides, apportionment, or PD payments, this conversation gives you the clarity you need to confidently move forward and win your case.&amp;nbsp;    &amp;nbsp;   You\u2019ll learn:&amp;nbsp;     What it really means to reach MMI (Maximum Medical Improvement)&amp;nbsp;       How doctors calculate Whole Person Impairment (WPI)&amp;nbsp;       How age, occupation, functional loss, and surgery outcomes affect your rating&amp;nbsp;       How pre-existing conditions and apportionment can change your percentage&amp;nbsp;       The deadlines, payment rules, and when PD checks must start&amp;nbsp;       Why choosing the right doctor matters, and how ratings can vary drastically&amp;nbsp;         How legal strategies can help increase your rating and prevent lowball offers&amp;nbsp;       Your rights to backpay, advances, and accurate calculations&amp;nbsp;&amp;nbsp;      &amp;nbsp;   Chapters:&amp;nbsp;   &amp;nbsp;&amp;nbsp;   00:00 Understanding Permanent Disability Ratings&amp;nbsp;   02:14 The Components of Disability Ratings&amp;nbsp;   05:36 Addressing Pre-existing Conditions&amp;nbsp;   08:44 Deadlines and Payment Processes&amp;nbsp;   11:09 Timeline for Receiving Ratings&amp;nbsp;   12:18 The Role of Doctors in Ratings&amp;nbsp;   14:08 Challenges in Permanent Disability Ratings&amp;nbsp;    &amp;nbsp;   This episode is sponsored by Pacific Workers, The Lawyers for Injured Workers, the trusted workers\u2019 compensation law firm in Northern California. With over 10,000 cases won and more than $350 million recovered for injured workers, we are here to help if you\u2019ve suffered a workplace injury.&amp;nbsp;    &amp;nbsp;   Visit our FAQ and blog for more resources:&amp;nbsp;   https:\/\/www.pacificworkers.com\/blog\/&amp;nbsp;&amp;nbsp;    &amp;nbsp;   Follow Us on Social Media for More Content!&amp;nbsp;&amp;nbsp;   \ud83d\udd39 Website: www.workcomptalk.net&amp;nbsp;    &amp;nbsp;\ud83d\udd39 Sponsors: www.PacificWorkers.com&amp;nbsp;&amp;nbsp;   \ud83d\udd39 TikTok: @pacificworkers&amp;nbsp; &amp;nbsp; &amp;nbsp;  ","author_name":"Work Comp Talk Podcast","author_url":"http:\/\/workcomptalk.net","html":"<iframe title=\"Libsyn Player\" style=\"border: none\" src=\"\/\/html5-player.libsyn.com\/embed\/episode\/id\/39229145\/height\/90\/theme\/custom\/thumbnail\/yes\/direction\/forward\/render-playlist\/no\/custom-color\/88AA3C\/\" height=\"90\" width=\"600\" scrolling=\"no\"  allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen><\/iframe>","thumbnail_url":"https:\/\/assets.libsyn.com\/secure\/content\/196064360"}