{"version":1,"type":"rich","provider_name":"Libsyn","provider_url":"https:\/\/www.libsyn.com","height":90,"width":600,"title":"Forget Population Growth \u2013 This Is What Really Drives Property Prices | Stuart Wemyss","description":"If you could see one number that reliably predicts where property prices are heading next, would you want to know what it is?   Well, today, you\u2019re about to find out \u2014 and it\u2019s not what you think.   You see\u2026most investors think population growth drives property prices\u2026 but today I\u2019m joined by Stuart Wemyss, financial strategist and founder of ProSolution Private Clients, who\u2019s done some fascinating analysis showing that the real driver of housing price growth is lending volumes \u2014 not population growth or money supply.   Our conversation highlights the need for long-term strategies and a focus on fundamentals to achieve sustainable growth in property investments.   Takeaways  \u00b7         Property price growth is influenced by various factors, not just population growth. \u00b7         Lending volumes can be a better predictor of property price movements than population growth. \u00b7         Investors should be cautious of markets driven primarily by speculation. \u00b7         Consumer sentiment plays a crucial role in lending and property prices. \u00b7         Economic factors like interest rates significantly impact lending volumes. \u00b7         A high proportion of investors in a market can signal potential risks. \u00b7         Understanding market cycles is essential for long-term property investment success. \u00b7         Focus on long-term fundamentals rather than short-term trends. \u00b7         Successful property investment requires a coordinated strategy across financial services.   Chapters    01:46 \u2013 Why the Last Five Years of Property Data Can Mislead Investors  04:40 \u2013 Lending Volumes vs Population Growth: What Really Drives Prices  08:20 \u2013 Cash Buyers, Investor Ratios and Market Stability  11:38 \u2013 Sentiment, Employment and the Factors Behind Borrowing Power  15:23 \u2013 State-by-State Differences and Why Markets Move Out of Sync  17:55 \u2013 How Lending Trends Predict Cycles and Help Time Your Entry   Links and Resources:   Michael Yardney \u2013 Subscribe to my Property Update newsletter here     Stuart Wemyss \u2013 Prosolution Private Clients     Read Stuart\u2019s article here: https:\/\/prosolution.com.au\/why-property-investors-shouldnt-trust-the-last-5-years-of-price-data\/   Stuart\u2019s Book \u2013 Rules of the Lending Game & Investopoly   Get a bundle of eBooks and Reports at: www.PodcastBonus.com.au   Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher \u2013 just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. Or click here: https:\/\/demographicsdecoded.com.au\/ ","author_name":"Property Investment & Wealth Creation Australia | The Michael Yardney Podcast","author_url":"https:\/\/michaelyardneypodcast.com.au","html":"