{"version":1,"type":"rich","provider_name":"Libsyn","provider_url":"https:\/\/www.libsyn.com","height":90,"width":600,"title":"The Truth About Long-Term Care Insurance (and When to Buy It)","description":"Sales of "traditional" long-term care insurance have fallen 92% since 2002. Meanwhile, hybrid policies have surged to over 500,000 sales a year.  But which option actually makes sense for your situation?  In this episode, I break down everything you need to know before buying long-term care insurance, including: \u25b6 The optimal age to purchase \u25b6 Traditional vs. hybrid policies (the real pros and cons beyond the sales pitch) \u25b6 The actual costs of proper coverage I'm also sharing three critical implementation details that can make or break your coverage when you need it most. If you\u2019re approaching retirement and wondering how to protect yourself from potentially catastrophic long-term care costs, this episode will give you the clarity you need to make an informed decision. *** SCHEDULE A (FREE) RETIREMENT STRATEGY MEETING: My team and I have guided hundreds of families across the U.S. through retirement\u2019s biggest challenges over the last two decades. The result? Smarter tax strategies, better investment decisions, and a more confident retirement. If you\u2019re seeking clarity and a proven retirement planning process, we\u2019d be honored to help. \ud83d\udc49 Schedule Your FREE Strategy Session *** EPISODE RESOURCES: \u2192  Grab the Episode Show Notes \u2192 Join the Stay Wealthy Retirement Newsletter \u2192  Learn About the Total Retirement System\u2122 ","author_name":"Stay Wealthy Retirement Podcast","author_url":"https:\/\/www.youstaywealthy.com\/podcast","html":"