{"version":1,"type":"rich","provider_name":"Libsyn","provider_url":"https:\/\/www.libsyn.com","height":90,"width":600,"title":"Real Estate\u2019s Interest Rate Hangover: What Happens When Cheap Debt Dies","description":"Is real estate dead? Or are we just in the hangover phase after cheap money? &amp;nbsp; In this episode of The Liquid Lunch Project, Matt and Lou sit down with August Biniaz (founder &amp;amp; CIO of CPI Capital) to rip the lid off today\u2019s real estate climate. We go deep on how interest rates broke the model, how Canadian mortgages force you to \u201crematch\u201d every five years, and why \u201cbuild-to-rent\u201d is catching heat. The real bombs drop when we talk operator risk, investor communication, and where the real opportunities still lie in the U.S. &amp;nbsp; \ud83c\udf78 What you'll hear in this episode:   How skyrocketing interest rates have throttled leverage across residential &amp;amp; commercial deals   Why commercial real estate loans are shorter term (3\u20135 yrs) vs residential\u2019s long tail   The big differences between U.S. and Canadian mortgages \u2014 and why Canada forces refinancing every five years   Build-to-rent: the next wave in multifamily, with case study in San Antonio (duplexes, pre\u2011sales, cash flow)   How CPI structures deals: equity investors only, GP guarantees, and how they protect LPs   Why operator\/jockey matters more than the deal itself   The communication secret sauce: monthly property reports, weekly investor emails, webinars, open access   Where August would place a bet if he had to pick just one U.S. state (Florida + Texas make his shortlist)   &amp;nbsp; \ud83d\udca1 Notable Takeaway: \u201cOur reporting is very robust \u2026 we provide monthly reporting \u2026 quarterly financials \u2026 we have an investor portal.\u201d &amp;nbsp; \ud83d\udc64 About our Guest: August Biniaz is the founder and Chief Investment Officer of CPI Capital, a real estate fund focused on syndication and development across North America. He also hosts the Real Estate Investing Demystified podcast and is a recognized voice in the real estate investment community. August is deeply immersed in structuring deals, scaling projects, and building trust with investors.   \ud83d\udd0a Why Listen: Don\u2019t gamble with your capital. Listen in to get a real\u2011world dose of how the smartest operators are playing real estate in 2025.&amp;nbsp;   \ud83d\udd17 Connect with August:  CPI Capital Website Podcast: Real Estate Investing Demystified  &amp;nbsp; \ud83d\udcde Want help prepping your business for growth or sale? Hit us up at&amp;nbsp;https:\/\/api.leadconnectorhq.com\/widget\/bookings\/call-with-credit-banc-pod  \ud83c\udfa7 Subscribe. Rate. Share. Repeat.   Our website   Apple Podcasts&amp;nbsp;   Spotify&amp;nbsp;   Audible&amp;nbsp;   YouTube&amp;nbsp;   &amp;nbsp; \ud83d\udce7 Want even more? Subscribe to The Weekly, our Friday morning newsletter, for all the latest in the world of finance, tech, small business, and more.&amp;nbsp; Available on Substack:&amp;nbsp;https:\/\/theweeklyfromshieldadvisory.substack.com\/ Connect with us on Instagram: \u27a1\ufe0f&amp;nbsp;@matthew.r.meehan\u27a1\ufe0f&amp;nbsp;@luigi_rosabianca, \u27a1\ufe0f&amp;nbsp;https:\/\/www.instagram.com\/theliquidlunchproject\/ &amp;nbsp; ","author_name":"The Liquid Lunch Project","author_url":"https:\/\/theliquidlunchproject.com","html":"<iframe title=\"Libsyn Player\" style=\"border: none\" src=\"\/\/html5-player.libsyn.com\/embed\/episode\/id\/38793015\/height\/90\/theme\/custom\/thumbnail\/yes\/direction\/forward\/render-playlist\/no\/custom-color\/88AA3C\/\" height=\"90\" width=\"600\" scrolling=\"no\"  allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen><\/iframe>","thumbnail_url":"https:\/\/assets.libsyn.com\/secure\/content\/194750125"}