{"version":1,"type":"rich","provider_name":"Libsyn","provider_url":"https:\/\/www.libsyn.com","height":90,"width":600,"title":"Should You Convert to Roth Before or After You Retire? - 553","description":"Joe Anderson, CFP\u00ae and Big Al Clopine, CPA tackle one of the trickiest timing questions in retirement planning, today on Your Money, Your Wealth podcast number 553: when should you convert to Roth, while you\u2019re still earning, or after retirement? First, James from Texas wonders if it\u2019s worth maxing out his high-fee 457 plan, or if he\u2019s better off investing in a low-cost brokerage account. Full-time travelers \u201cLois and Clark\u201d want to know how much they should keep converting to Roth now that they\u2019re on Medicare. Ray Charles in Chicago is burned out on corporate life and plans to quit at 55. Is that the perfect time for him to start Roth conversions? And finally, Gun and Rose from Louisiana ask if borrowing again from their 401(k) is a smart move. Free Financial Resources in This Episode: https:\/\/bit.ly\/ymyw-553 (full show notes &amp;amp; episode transcript) Retirement Lifestyles Guide - free download Ultimate Guide to Roth IRAs - free download  Will Your Money Last Through Retirement? - YMYW TV  Financial Blueprint (self-guided)  Financial Assessment (Meet with an experienced professional) REQUEST your  Retirement Spitball Analysis DOWNLOAD  more free guides READ  financial blogs WATCH  educational videos SUBSCRIBE to the  YMYW Newsletter &amp;nbsp; Connect With Us: YouTube: Subscribe and join the conversation in the comments Podcast apps: subscribe or follow YMYW in your favorite Apple Podcasts: leave your honest reviews and ratings &amp;nbsp; Chapters: 00:00:00 - Intro: This Week on the YMYW Podcast 00:00:56 - 457(b) vs. Brokerage: Are High Fees Worth the Tax Break? (James, TX) 00:06:43 - Roth Conversions in Retirement: Hitting the Road and the 12% Bracket (&quot;Lois &amp;amp; Clark&quot;, FL) 00:19:54 - Early Retirement Pivot: Quit at 55 and Convert to Roth? (&quot;Ray Charles&quot;, Chicago, IL) 00:33:28 - Should We Borrow From 401(k) For Home Repairs? (Gun &amp;amp; Rose, LA) 00:38:54 - Outro: Next Week on the YMYW Podcast &amp;nbsp; ","author_name":"Your Money, Your Wealth","author_url":"http:\/\/yourmoneyyourwealth.com","html":"<iframe title=\"Libsyn Player\" style=\"border: none\" src=\"\/\/html5-player.libsyn.com\/embed\/episode\/id\/38790300\/height\/90\/theme\/custom\/thumbnail\/yes\/direction\/forward\/render-playlist\/no\/custom-color\/88AA3C\/\" height=\"90\" width=\"600\" scrolling=\"no\"  allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen><\/iframe>","thumbnail_url":"https:\/\/assets.libsyn.com\/secure\/content\/194740730"}