{"version":1,"type":"rich","provider_name":"Libsyn","provider_url":"https:\/\/www.libsyn.com","height":90,"width":600,"title":"Modern Long-Term Care: Protecting Families, Not Just Finances","description":"In this powerful episode, Kevin Riley of One America joins Tennessee Brokerage Agency to tackle one of today\u2019s most urgent financial and emotional challenges: the caregiver crisis. Riley reframes the long-term care (LTC) conversation \u2014 shifting the focus from paying for care to managing resources and protecting families from the crushing realities of caregiving. Listeners will gain a clear understanding of why LTC planning isn\u2019t about averages or age, but about ensuring access, control, and dignity when care is needed. Riley dives deep into the staggering statistics \u2014 including the 63% higher mortality rate among unpaid caregivers \u2014 and calls out the \u201clie of consequences\u201d that keeps clients from planning ahead. This episode explores how One America\u2019s asset-based LTC solutions empower clients to protect both their wealth and their loved ones. From Care Coordination Concierge services to respite benefits and lifetime joint coverage, these innovative options give families real-life relief when it matters most. For advisors, Riley offers practical conversation starters to help clients confront care planning head-on \u2014 not with fear, but with foresight. It\u2019s a must-listen for anyone who believes that the true measure of financial planning is how well it safeguards the people behind the numbers. ","author_name":"TBA's Life Linked","author_url":"http:\/\/tbapodcast.libsyn.com\/website","html":"