{"version":1,"type":"rich","provider_name":"Libsyn","provider_url":"https:\/\/www.libsyn.com","height":90,"width":600,"title":"The real difference between stablecoins and tokenized deposits","description":"In the wake of the summer\u2019s Genius Act, many banks and nonbanks have announced new stablecoin initiatives. Another digital asset \u2014 tokenized deposits \u2014 may meet needs similar to stablecoins, but the two asset types have significantly different features based on their underlying designs. On this episode of the ABA Banking Journal Podcast, ABA experts Brooke Ybarra and Yikai Wang discuss:  The key differences between stablecoins and tokenized deposits. Risks that widespread payment stablecoin adoption poses to community bank lending. Use cases for payment stablecoins (and areas where hype might exceed value). How U.S. banks are approaching stablecoin and tokenized deposit pilots.  &amp;nbsp; ","author_name":"ABA Banking Journal Podcast","author_url":"https:\/\/bankingjournal.aba.com\/tag\/podcast\/","html":"<iframe title=\"Libsyn Player\" style=\"border: none\" src=\"\/\/html5-player.libsyn.com\/embed\/episode\/id\/38349275\/height\/90\/theme\/custom\/thumbnail\/yes\/direction\/forward\/render-playlist\/no\/custom-color\/88AA3C\/\" height=\"90\" width=\"600\" scrolling=\"no\"  allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen><\/iframe>","thumbnail_url":"https:\/\/assets.libsyn.com\/secure\/content\/193452560"}