{"version":1,"type":"rich","provider_name":"Libsyn","provider_url":"https:\/\/www.libsyn.com","height":90,"width":600,"title":"Refresh: The (Made) Whole Truth","description":" This week, join us as we revisit our episode on the Made Whole Doctrine for a refresher! Original Air Date: May 28, 2021. The Made Whole Doctrine protects an insured\u2019s right to recovery before recovery is collected by its insurer.   But what if the tortfeasor does not have enough insurance to cover the loss? Is the insured entitled to recovery for pain and suffering? And the ultimate question, when is the insured considered fully compensated for the loss? Being \u201cmade whole\u201d varies even in those states that do apply the Made Whole Doctrine. Listen as Steve and Rebecca lead you through several states\u2019 application of the doctrine, from those that require a legal determination that the insured has been made whole before any subrogation recovery, to those that parse out the doctrine based on damage types, to those that reject it entirely.    ","author_name":"On Subrogation","author_url":"https:\/\/www.rathbonegroup.com","html":"