{"version":1,"type":"rich","provider_name":"Libsyn","provider_url":"https:\/\/www.libsyn.com","height":90,"width":600,"title":"Why Big Leaps Can Backfire (and What to Do Instead)","description":"  What do whitewater rafting, cross-country moves, and early retirement all have in common? They\u2019re thrilling, intimidating, and full of unknowns. In this episode, Deb Meyer shares a personal (and slightly embarrassing) rafting story to open up a deeper conversation about navigating life\u2019s biggest transitions\u2014without losing your footing.   Whether you\u2019re planning a retirement, taking a sabbatical, switching careers, or moving states, Deb encourages a slower, smarter approach. She walks through emotional and financial readiness, real-life family examples, and why rushing into change often backfires.   As Deb says,  \u201cSmall steps can be so much better than big leaps. And having the right guide can make all the difference.\u201d   Listen now and learn how to embrace change without financial regret.   In This Episode    (02:39) Why emotional planning is just as important as financial planning      (06:04) How to phase into retirement without going all-in too fast      (07:02) Lessons from relocating across states &amp;amp; what Deb would do differently      (12:47) How to rethink your budget when your lifestyle changes      (14:51) What to know about health insurance, especially before Medicare eligibility      (20:19) Options for sabbaticals and career pauses, and how to plan for them      (21:09) When to seek professional guidance before making major transitions   &amp;nbsp;   Resources &amp;amp; Mentions    Schedule a complimentary intro call with Deb    Healthcare Sharing Plans   article  and   podcast episode    XY Planning Network    Garrett Planning Network    &amp;nbsp;   Help Us Grow   If this episode resonated with you, please leave a review on Apple or Spotify. Already left one? A new review helps boost visibility. Know someone facing a life or financial transition? Please forward this episode to them. &amp;nbsp; ","author_name":"Beyond Budgets Podcast","author_url":"https:\/\/www.worthynest.com\/podcast","html":"<iframe title=\"Libsyn Player\" style=\"border: none\" src=\"\/\/html5-player.libsyn.com\/embed\/episode\/id\/38078470\/height\/90\/theme\/custom\/thumbnail\/yes\/direction\/forward\/render-playlist\/no\/custom-color\/88AA3C\/\" height=\"90\" width=\"600\" scrolling=\"no\"  allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen><\/iframe>","thumbnail_url":"https:\/\/assets.libsyn.com\/secure\/item\/38078470"}