{"version":1,"type":"rich","provider_name":"Libsyn","provider_url":"https:\/\/www.libsyn.com","height":90,"width":600,"title":"The 5 Biggest Myths About Australia\u2019s Property Market Revealed","description":"Need a hand? Need some help sourcing your next investment property? &amp;nbsp;\ud83d\udc49Book a Free Call with Aaron: https:\/\/bit.ly\/4f0Yadu Looking for some investment minded lending strategies? \ud83d\udc49 Book a Free Call with Brad: https:\/\/bit.ly\/43lwpYX &amp;nbsp;The 5 Biggest Myths About Australia\u2019s Property Market Revealed In this episode of Talk Property To Me, hosts Brad East (award-winning mortgage broker) and Aaron Downie (buyers agent &amp;amp; investor) bust the 5 biggest Australian property myths for 2025\u2014and show how to avoid costly mistakes. If you\u2019ve heard you must have a 20% deposit, that capital cities always outperform, that negative gearing is a smart strategy by itself, that buying off-the-plan is \u201csafe\u201d, or that all debt is bad\u2026 this episode is for you. \ud83d\udd0d What you\u2019ll learn: \ud83c\udfe6 20% Deposit Myth &amp;amp; LMI (Lenders Mortgage Insurance): How first-home buyers can use 5% deposits, Home Guarantee Scheme, and Shared Equity Scheme (from Jan 2026) to get in sooner\u2014plus when LMI can make sense in high-growth areas. \ud83c\udf06 Capital Cities vs Regional Markets: Why regional Australia (e.g., Newcastle, Ballarat, Bendigo, Wagga, Dubbo) can outperform Sydney\/Melbourne\/Brisbane in certain cycles. \ud83d\udcb0 Tax Saving \u2260 Investment Strategy: The limits of negative gearing and why cash flow, yield, and long-term capital growth matter more. &amp;nbsp;\ud83c\udfd7\ufe0f Off-the-Plan Risks: Pricing for \u201ctwo years ahead\u201d, valuation shortfalls, rent + mortgage overlap, and when short settlement windows can work. \ud83d\udcc8 Good Debt vs Bad Debt: Why owner-occupier debt can still build wealth via capital growth and equity\u2014plus how to leverage it smartly. Whether you\u2019re a first home buyer, upgrader, or property investor in Sydney, Melbourne, Brisbane or regional hubs, this 2025 guide helps you navigate mortgages, deposits, LMI, off-the-plan, negative gearing, and debt strategies with confidence. ","author_name":"Talk Property To Me Podcast","author_url":"https:\/\/talkpropertytome.com.au\/","html":"<iframe title=\"Libsyn Player\" style=\"border: none\" src=\"\/\/html5-player.libsyn.com\/embed\/episode\/id\/37955420\/height\/90\/theme\/custom\/thumbnail\/yes\/direction\/forward\/render-playlist\/no\/custom-color\/88AA3C\/\" height=\"90\" width=\"600\" scrolling=\"no\"  allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen><\/iframe>","thumbnail_url":"https:\/\/assets.libsyn.com\/secure\/item\/37955420"}