{"version":1,"type":"rich","provider_name":"Libsyn","provider_url":"https:\/\/www.libsyn.com","height":90,"width":600,"title":"Borderless FI: The Happy KiwiSaver | Ruth Henderson | 165","description":"Ruth Henderson is the creator of \u2018The Happy Saver,\u2019 a beloved New Zealand blog and podcast that brings personal finance down to earth. She transitioned from part-time work to full-time content creation, sharing her journey toward early retirement with honesty, humor, and heart. In this episode we swap notes with her on the financial independence journey of Americans vs. Kiwis (New Zealanders). She also shares with us:  Her late starter journey to FI What inspired her to create 'The Happy Saver' to help everyday Kiwis reach FI A breakdown of New Zealand's surprisingly simple ecosystem including universal healthcare and pension How  KiwiSaver operates similarly to US employer-sponsored retirement plans  &amp;nbsp; \ud83d\udce9 Sign up for our newsletter (NEW!) \ud83c\udf10&amp;nbsp;Visit Catching Up to FI website&amp;nbsp;  \ud83d\udd17Connect with us \u2615 Like what you hear on Catching Up to FI? Support the show at&amp;nbsp;&quot;Buy Me a Coffee&quot;&amp;nbsp; \ud83c\udf99\ufe0fWe love hearing from you! Record a Voice Message with your feedback or question&amp;nbsp;Record a Voice Message with your feedback or question  &amp;nbsp; ===DEALS &amp;amp; DISCOUNTS FROM OUR TRUSTED PARTNERS=== \ud83c\udd95Big changes with student loans in the new budget bill that just passed. Get help from the experts at Student Loan Planner, all CFP\u00ae, CFA and CSLP\u00ae professionals. They charge a one-time fee for their thorough review. Our listeners receive $100 off a 1:1 consult using the link below. Flat fee is normally $595, but after your $100 off \u2018Catching Up to FI\u2019 discount, it's&amp;nbsp;$495. \ud83d\udc49\ud83c\udffc Be sure to use this link:&amp;nbsp;studentloanplanner.com\/catchingup&amp;nbsp; &amp;nbsp; For a full list of current deals and discounts from our partners, sponsors and affiliates, click here:&amp;nbsp;catchinguptofi.com\/our-partners &amp;nbsp; RESOURCES MENTIONED ON THE SHOW: (As an Amazon Associate, I earn from qualifying purchases.) &amp;nbsp; \ud83c\udf10The Happy Saver&amp;nbsp; The Happy Saver Podcast Rebel Finance School Sorted Sorted Smart Investor&amp;nbsp; &amp;nbsp; If you enjoyed this episode, please follow the show on your podcast player and leave us a rating or review. If you want to watch, be sure to subscribe to our&amp;nbsp;YouTube Channel. This helps others find the show and keeps us creating great content for you! &amp;nbsp; \u26a0\ufe0fDisclaimer: Our content is for general education and information purposes only. We are not providing financial, legal, or tax advice. Always do your own research or consult a professional before making important decisions. ","author_name":"Catching Up to FI: Financial Independence for Late Starters","author_url":"http:\/\/sites.libsyn.com\/451611\/site","html":"<iframe title=\"Libsyn Player\" style=\"border: none\" src=\"\/\/html5-player.libsyn.com\/embed\/episode\/id\/37563215\/height\/90\/theme\/custom\/thumbnail\/yes\/direction\/forward\/render-playlist\/no\/custom-color\/88AA3C\/\" height=\"90\" width=\"600\" scrolling=\"no\"  allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen><\/iframe>","thumbnail_url":"https:\/\/assets.libsyn.com\/secure\/content\/192489620"}