{"version":1,"type":"rich","provider_name":"Libsyn","provider_url":"https:\/\/www.libsyn.com","height":90,"width":600,"title":"131 - Small Business Lending Insights","description":"Listen in for a special presentation of The Small Business Mindset.  Kirsten Flory's firm, Foundations Commercial, held a Small Business Lending Insights event with lending experts and clients.  They shared the different types of small business lending programs, and how you as a business owner, can apply!   To watch the full presentation on You Tube click the link HERE Key Takeaways: At some point in your business cycle, you will need a loan SBA lending is available for owner-occupied businesses Building a relationship with your lender is crucial Get organized financially before applying for a loan Understand your financial picture regularly (and update it!) Lenders will look at your credit history and debt-to-income ratio Keep your credit card balances low for better loan prospects Make on-time payments to maintain good credit history There are many programs available to help small businesses     ","author_name":"The Small Business Mindset","author_url":"http:\/\/kirstenflory.libsyn.com\/website","html":"