{"version":1,"type":"rich","provider_name":"Libsyn","provider_url":"https:\/\/www.libsyn.com","height":90,"width":600,"title":"The Difference a Dad Makes Ep. 6 - Teaching Financial Responsibility","description":"In this episode of The Difference a Dad Makes, hosts J. Fotsch and Brian Mattson sit down with Crystal and Tobi Roberts to discuss how parents can teach kids about money from a young age. The Roberts, parents of a blended family with three children, share practical ways they\u2019ve used to teach financial responsibility\u2014from chore charts and envelope budgeting to teen credit cards and monthly family budget meetings.  The conversation highlights the importance of starting early, setting consistent expectations, and using real-life experiences to teach financial principles. Crystal, a CPA and Tobi, a Chief Marketing Officer, guide listeners through their family\u2019s journey with budgeting apps, CDs and planning for emergencies as well as future college costs. The episode delivers a clear message: financial literacy isn\u2019t about wealth\u2014it\u2019s about wisdom, consistency and communication. Episode Highlights [03:03] \u201cI think it starts a little before that with not being afraid of having financial conversations with them.\u201d [06:39] \u201cThey had three envelopes. They had a fun envelope, a church envelope and a savings envelope.\u201d [08:19] \u201cThey ended up paying for their entire flight to and from Florida for a vacation that they wanted to take.\u201d [10:31] \u201cWe told every single person in that line\u2026 the kids bought their own tickets and they did chores and saved up their money.\u201d [30:58] \u201cWe go through that as a family every single month\u2026 here's how that's going to impact the future.\u201d Resources\ud83d\udce9 Sign up for the Good Dads Newsletter and never miss a podcast! \ud83c\udf10 Learn more at gooddads.com \ud83d\udce7 Questions or comments? Reach out to Good Dads at info@gooddads.com ","author_name":"Good Dads Podcast","author_url":"http:\/\/www.gooddads.com\/","html":"