{"version":1,"type":"rich","provider_name":"Libsyn","provider_url":"https:\/\/www.libsyn.com","height":90,"width":600,"title":"Retirement Pitfalls: Costly Money Moves You Don\u2019t See Coming, Ep 181","description":"Most people assume that if they\u2019ve saved diligently, their retirement is secure. But the reality is that certain financial decisions\u2014ones that seem harmless or even smart in the moment\u2014can quietly erode your long-term security. Whether it\u2019s taking on unexpected debt, mismanaging investments, or making emotional money moves, these mistakes can cost retirees tens (or even hundreds) of thousands of dollars over time. Today, we uncover some of the most common and costly retirement pitfalls that people don\u2019t see coming. From high-interest home equity loans to over-investing in trendy stocks, we break down why these decisions can backfire and what you can do instead to protect your future. By the end of this episode, you\u2019ll have a sharper eye for potential risks and a game plan to ensure your money lasts as long as you do. You will want to hear this episode if you are interested in...  (0:00) Retirement pitfalls (2:15) The biggest retirement mistakes people are making (5:12) The hidden cost of home equity loans &amp;amp; big purchases (10:30) Overloading on tech stocks &amp;amp; risky investments (13:49) The financial risks of helping adult children (19:20) Unnecessary life insurance &amp;amp; taking advice from the wrong people (25:00) Social Security, behavioral mistakes &amp;amp; staying on track  Resources &amp;amp; People Mentioned  3 Steps to Retirement Planning Frank Luntz's Research  Connect With Gregg Gonzalez  Email at:&amp;nbsp;Gregg.gonzalez@lpl.com Podcast:&amp;nbsp;https:\/\/RetirementMadeEasyPodcast.com Website:&amp;nbsp;https:\/\/StLouisFinancialAdvisor.com Follow Gregg&amp;nbsp;on LinkedIn Follow Gregg&amp;nbsp;on Facebook Follow Gregg&amp;nbsp;on YouTube    Subscribe to Retirement Made EasyOn&amp;nbsp;Apple Podcasts,&amp;nbsp;Spotify,&amp;nbsp;Google Podcasts ","author_name":"RETIREMENT MADE EASY","author_url":"http:\/\/retirestrongfa.com","html":"<iframe title=\"Libsyn Player\" style=\"border: none\" src=\"\/\/html5-player.libsyn.com\/embed\/episode\/id\/35270580\/height\/90\/theme\/custom\/thumbnail\/yes\/direction\/forward\/render-playlist\/no\/custom-color\/70accc\/\" height=\"90\" width=\"600\" scrolling=\"no\"  allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen><\/iframe>","thumbnail_url":"https:\/\/assets.libsyn.com\/secure\/item\/35270580"}