{"version":1,"type":"rich","provider_name":"Libsyn","provider_url":"https:\/\/www.libsyn.com","height":90,"width":600,"title":"Retirement Withdrawals: How to Make Your Money Last, Ep 180","description":"How do you turn your retirement savings into a steady paycheck that lasts? I\u2019ve had a lot of questions about this lately\u2014and for good reason. Without a well-thought-out withdrawal plan, people risk running out of money too soon, paying more in taxes than necessary, or simply feeling uncertain about how to manage their nest egg. Shifting from saving to spending isn\u2019t always easy, and I want to help people feel confident in their approach. That\u2019s why I like to keep things simple and intentional. In this episode, I\u2019ll walk through a practical way to organize retirement savings into different \u201cbuckets\u201d based on when the money will be needed. I also share a real example of how someone ended up paying thousands more in taxes than necessary\u2014just because of the way they withdrew their money. With a little planning, retirees can make their savings last and still have the freedom to enjoy life. You will want to hear this episode if you are interested in...  (0:00) Intro (1:10) Sources of Income (3:05) Costly Withdrawal Mistakes (7:50) The Spending Mindset Shift (12:10) The Three-Bucket Method (18:40) Which Accounts to Use First (24:00) Adjusting Over Time  Resources &amp;amp; People Mentioned  3 Steps to Retirement Planning Retirement Budgeting Tool 2025 Market Outlook from LPL Financial Episode 72: The Bucket Strategy  Connect With Gregg Gonzalez  Email at:&amp;nbsp;Gregg.gonzalez@lpl.com Podcast:&amp;nbsp;https:\/\/RetirementMadeEasyPodcast.com Website:&amp;nbsp;https:\/\/StLouisFinancialAdvisor.com Follow Gregg&amp;nbsp;on LinkedIn Follow Gregg&amp;nbsp;on Facebook Follow Gregg&amp;nbsp;on YouTube    Subscribe to Retirement Made EasyOn&amp;nbsp;Apple Podcasts,&amp;nbsp;Spotify,&amp;nbsp;Google Podcasts ","author_name":"RETIREMENT MADE EASY","author_url":"http:\/\/retirestrongfa.com","html":"<iframe title=\"Libsyn Player\" style=\"border: none\" src=\"\/\/html5-player.libsyn.com\/embed\/episode\/id\/35091900\/height\/90\/theme\/custom\/thumbnail\/yes\/direction\/forward\/render-playlist\/no\/custom-color\/70accc\/\" height=\"90\" width=\"600\" scrolling=\"no\"  allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen><\/iframe>","thumbnail_url":"https:\/\/assets.libsyn.com\/secure\/item\/35091900"}