{"version":1,"type":"rich","provider_name":"Libsyn","provider_url":"https:\/\/www.libsyn.com","height":90,"width":600,"title":"#30 - The Right Decision Can Feel Prickly with Libby Kyros Part 2","description":":15 Intro to Libby Kyros who is a loan officer with Guaranteed Rate, her line of work, and tips for non W2 workers 2:07 Types of clients she works with and the process of helping them through the loan process 2:51 If the client needs guidance through the process financial goals are discussed&amp;nbsp; 3:35 Her company offers a concierge refinance team 5:49 Being comfortable in your current mortgage payment is a priority&amp;nbsp; 6:38 It\u2019s an incredible opportunity to be able to invest in real estate right now&amp;nbsp; 8:00 Being denied the opportunity to refinance and the complex feelings around that 8:48 Being an independent contractor and buying a property and navigating write offs 9:50 Maine has lots of hidden wealth 10:20 Jumbo Loans 12:00 Coming from a long line of Mainers and learning from their financial mistakes&amp;nbsp; 12:19 The Microsoft Regret 15:24: \u201cHey, I think we should build a house\u201d conversation with her husband&amp;nbsp; 16:28 \u201cThat\u2019s your Grandfather in you\u201d feeling your intuition to make a decsion 17:24 You gotta take a little bit of risk 23:14 The difference between buying the first home and buying a second&amp;nbsp; 23:30 Wrapping Up &amp;nbsp; Get in contact with Libby on Instagram All Ships Rising Website &amp;nbsp; ","author_name":"All Ships Rising","author_url":"https:\/\/allshipsrising.com\/podcast","html":"<iframe title=\"Libsyn Player\" style=\"border: none\" src=\"\/\/html5-player.libsyn.com\/embed\/episode\/id\/32111777\/height\/90\/theme\/custom\/thumbnail\/yes\/direction\/forward\/render-playlist\/no\/custom-color\/88AA3C\/\" height=\"90\" width=\"600\" scrolling=\"no\"  allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen><\/iframe>","thumbnail_url":"https:\/\/assets.libsyn.com\/secure\/content\/174428722"}