{"version":1,"type":"rich","provider_name":"Libsyn","provider_url":"https:\/\/www.libsyn.com","height":90,"width":600,"title":"You Already Won! Why Are You Still Playing?: Shootin' It Straight with Stan (TAM Classic)","description":"In this episode, The Annuity Man discussed:  Not everyone needs to be exposed Bonds and market volatility  Looking into lifetime income  Questions to ask your advisor    Key Takeaways:  Financial advisors tend to advise their clients to do 60% equity and 40% bond split or that they always have some exposure, but it doesn\u2019t apply to everybody. People who\u2019ve won the game don\u2019t have to keep playing.  Bonds aren\u2019t fool-proof; they go down in value if interest rates go up. If you\u2019ve already accumulated enough to live the life you want and don\u2019t want to tie yourself into any risks or volatility, then don\u2019t. You have that option.  If peeling off the interest rate isn\u2019t an option for you, then why not look into lifetime income? You can structure your annuity where your money doesn\u2019t have to go to the annuity company when you die. There are so many ways you can structure the contract in a way that achieves your goals.  Advisors get paid assets under management, which is why they want you to dip into the market. Ask your advisor if you have enough money to live off. From a fiduciary standpoint, they\u2019ll have to look at the money and tell you honestly if you are able to do that.    "Plan for when you win the game to stop playing the game. Look up at the scoreboard; you won!" \u2014  Stan The Annuity Man.   Connect with The Annuity Man:  Website: http:\/\/theannuityman.com\/  Email: Stan@TheAnnuityMan.com  Book: Owner\u2019s Manuals: https:\/\/www.stantheannuityman.com\/how-do-annuities-work YouTube: https:\/\/www.youtube.com\/channel\/UCCXKKxvVslbeGAlEc5sra2g  Get a Quote Today:  https:\/\/www.stantheannuityman.com\/annuity-calculator! ","author_name":"\u201cFun With Annuities\u201d The Annuity Man Podcast","author_url":"https:\/\/www.TheAnnuityMan.com","html":"