{"version":1,"type":"rich","provider_name":"Libsyn","provider_url":"https:\/\/www.libsyn.com","height":90,"width":600,"title":"It Doesn't Matter If The FED's Cut Rates.","description":" \ud83d\udd25 Here\u2019s a hot take\u2026 It doesn\u2019t matter if the Fed cuts rates! Mortgage Rates can still come down! \ud83d\udcb0 Last Friday reminded us of a crucial lesson: the Federal Funds rate doesn't directly impact mortgage rates. While everyone awaits the Fed\u2019s decisions, it\u2019s essential to remember this distinction. Even when the Fed raises rates, mortgage rates can drop, as we've seen in previous cycles. \ud83d\udcc9 \ud83d\udcc8 Job growth unexpectedly slowed last Friday, leading to a rally in Mortgage-Backed Securities (MBS) and an improvement in mortgage rates. This demonstrates that market forces, not just Fed policy, influence mortgage rates. While lowering inflation and interest rates is crucial for many Americans, we shouldn\u2019t solely rely on Fed actions for rate improvements. \ud83c\udfe0 \ud83d\udd70\ufe0f Looking back at past content, like younger Ryan explaining this phenomenon, serves as a great reminder of the evergreen nature of this topic. Leveraging such content helps reinforce today's point and emphasizes that mortgage rates can improve independently of Fed decisions. \ud83d\udca1 \ud83d\udcc9 Additionally, let\u2019s not overlook the potential for QE interventions by the Fed to impact mortgage rates. While not ideal, it remains a possibility. Therefore, it\u2019s important to recognize that various factors beyond the Fed's control can influence mortgage rates. \ud83d\udd04 \ud83d\udcda In summary, while awaiting Fed decisions on rates, it's crucial to understand that mortgage rates can move independently. This recent reminder underscores the need to consider broader market dynamics and historical trends when analyzing mortgage rate movements. Share this insight with others to broaden their understanding and stay informed! \ud83d\udcca Show Links: The Truth About The FED & Mortgage Rates! Tag an industry pro, share within your team, and post to your local groups & associations!   Love this podcast? Subscribe Today! https:\/\/theresource.tv Youtube: Watch Now! Join our thousands of FB fans: http:\/\/www.Facebook.com\/TheREsource.tv Twitter: https:\/\/twitter.com\/theresourcetv Instagram: https:\/\/www.instagram.com\/theresourcetv ","author_name":"theREsource podcast","author_url":"http:\/\/theresource.tv\/?utm_source=podcast","html":"