{"version":1,"type":"rich","provider_name":"Libsyn","provider_url":"https:\/\/www.libsyn.com","height":90,"width":600,"title":"California Wildfire Insurance Problem and What You Should Do Immediately!","description":"         The podcast episode delves into the increasing challenges homeowners face in California and other wildfire-prone states regarding insurance coverage and risk mitigation. The host OP Almaraz, representing Allied Disaster Defense, outlines various preventive measures they assist homeowners with, including installing ember-resistant vents, gutter guards, vegetation management, fire retardant spraying, earthquake shut-off valves, and automatic water shut-off valves.   Despite homeowners investing in these measures to reduce risk, insurance premiums are skyrocketing, and deductibles are becoming exorbitant, with some reaching up to $300,000. The host emphasizes the importance of brokers in navigating insurance challenges and urges homeowners to prioritize risk prevention due to the changing insurance landscape.   Highlights and Show Notes:    Allied Disaster Defense assists homeowners with various preventive measures against wildfires, including ember-resistant vents, gutter guards, and vegetation management.  &amp;nbsp;  They also provide services such as fire retardant spraying, earthquake shut-off valves, and automatic water shut-off valves.  &amp;nbsp;  Despite homeowners investing in risk reduction measures, insurance premiums are increasing dramatically.  &amp;nbsp;  Some insurance companies are imposing high deductibles, up to $300,000, making it challenging for homeowners to access coverage.  &amp;nbsp;  Brokers play a crucial role in finding insurance solutions and advocating for homeowners.  &amp;nbsp;  The host OP encourages homeowners to prioritize risk prevention and acknowledges the challenges posed by the changing insurance landscape.           ","author_name":"All Things Wildfire Podcast","author_url":"https:\/\/sites.libsyn.com\/445284","html":"<iframe title=\"Libsyn Player\" style=\"border: none\" src=\"\/\/html5-player.libsyn.com\/embed\/episode\/id\/30740003\/height\/90\/theme\/custom\/thumbnail\/yes\/direction\/forward\/render-playlist\/no\/custom-color\/88AA3C\/\" height=\"90\" width=\"600\" scrolling=\"no\"  allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen><\/iframe>","thumbnail_url":"https:\/\/assets.libsyn.com\/secure\/content\/170482673"}