{"version":1,"type":"rich","provider_name":"Libsyn","provider_url":"https:\/\/www.libsyn.com","height":90,"width":600,"title":"PhD 015: Financial Basics- Priorities, Budgets, and Credit with Patricia Berhau","description":"Click here to subscribe and rate us in iTunes | Or Subscribe on Stitcher   Patricia Berhau is an ISLES Asset Building Coordinator who works primarily with moderate and low-income people. She encourages graduate students to remember that their income-level is only temporary as their income potential is much higher in the long-run. [Episode Card uses a Flickr image by epSos.de under Creative Commons licensing] Important reminders: It\u2019s all the irregular things that are budget busters. Budget! Knowing where your money goes is crucial to being financially healthy. Mint.com for organizing your accounts and budgets Get a copy of your credit report! AnnualCreditReport.com You\u2019re entitled to a free credit report from each of the bureaus per year. Your credit report and score dictate your borrowing potential. If you feel that you want to borrow money at some point, be conscious of your credit handling. \u201cMake a Resolution to Budget? Here Are Some Apps to Help\u201d by Tara Siegel Bernard \u2013 New York Times \u2013 Jan 3, 2014   Popular Financial Advice: Suze Orman Show Podcast Dave Ramsey Show Podcast Two Cents \u2013 A Life Hacker Blog ","author_name":"PhD (in Progress) Podcast | Education, Career, Life","author_url":"http:\/\/phdinprogress.com","html":"