{"version":1,"type":"rich","provider_name":"Libsyn","provider_url":"https:\/\/www.libsyn.com","height":90,"width":600,"title":"Episode 101 - Real Estate Exam Questions: Fair Housing","description":" Episode 101 - Real Estate Exam Questions: Fair Housing Going through state exam questions to help real estate students pass their state exam. &amp;nbsp;  03:00 \u2013 Message of kindness and respect. Open your mind!  09:50 \u2013 List of recent grads: Brandon, Elmer, Bronda, Cindy, Layton, Maxwell, Dillon, Philip, Alayna, Michael, Angela, Cullen, Avery, Barrett, Nanticia, Kyle, Raven, Whitney, Milan, Mandy, Albert, Halim, Janice, Alisia, Claudia, April, Janeva, Martina, Abbey, Ella, Isaiah, Betty, Dana, Juston, Darian, Jennifer, Conner, Richard, Zaria, Ruth, Dajon, Rhonda, Michelle, Morgan, and Kasandra.  11:05 \u2013 Message from Brandon.  12:50 \u2013 Episode Focus: Fair housing  13:30 \u2013 Know the years; Civil Rights Act of 1866; only race was the protected class.  14:35 \u2013 Fair Housing Act; Title 8 (VIII) of 1968; race, color, national origin, and religion.  16:10 \u2013 Sex\/Gender added in 1974; Familial status and disability were added in 1988. Sexual orientation is not a federal protected class.  17:30 \u2013 Familial status defined.  19:35 \u2013 Disability: physical and mental  21:30 - Reasonable accommodations  23:50 \u2013 Security deposit issues.  27:10 \u2013 Service animals and how tenant selection and security deposits work.  30:20 \u2013 Exceptions to fair housing laws. Discriminatory advertising. Race is NEVER an exception to the fair housing laws.  35:40 \u2013 ADA; American with Disabilities Act; workplace, commercial, industrial, retail, and office spaces. 15 or more employees.  37:05 \u2013 Fair housing practices: Blockbusting, Steering, and Advertising.  41:35 \u2013 Lender issues and fair housing; ECOA (Equal Credit Opportunity Act); added marital status, age, and reliance upon public assistance as protected classes.  44:25 \u2013 Redlining.  45:20 \u2013 Enforcement is through the Department of Housing and Urban Development (HUD); unless complaint is based upon race, then the complaint goes directly to federal courts.  46:50 \u2013 These are the general, federal rules on fair housing. There is more to the federal, state, and local laws. Watch for the distinctions on your questions.  48:40 \u2013 Exam questions  1:12:35 \u2013 May and June episodes will be a two-part series on lending principles, practices, and math. So much content to cover, I had to split it into two shows. Come back for more to help you pass the real estate exam.  &amp;nbsp;  Go to  www.ahareep.com  and sign up for the program for only $35, use discount code: legendary15 to save 15% off.  &amp;nbsp;  Go to  www.indianarealestateinstitute.com  for Indiana real estate classes. &amp;nbsp; A-Ha LINKS  &amp;nbsp; Email info@ahareep.com  &amp;nbsp; Web www.ahareep.com &amp;nbsp; Facebook https:\/\/www.facebook.com\/AHA.REEP &amp;nbsp; YouTube   https:\/\/www.youtube.com\/channel\/UCrxAjI5Li4Ll3Epwcyc0i6A ","author_name":"A-Ha! Real Estate Exam Prep Podcast","author_url":"https:\/\/www.ahareep.com\/","html":"<iframe title=\"Libsyn Player\" style=\"border: none\" src=\"\/\/html5-player.libsyn.com\/embed\/episode\/id\/29153363\/height\/90\/theme\/custom\/thumbnail\/yes\/direction\/forward\/render-playlist\/no\/custom-color\/962c19\/\" height=\"90\" width=\"600\" scrolling=\"no\"  allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen><\/iframe>","thumbnail_url":"https:\/\/assets.libsyn.com\/secure\/item\/29153363"}