{"version":1,"type":"rich","provider_name":"Libsyn","provider_url":"https:\/\/www.libsyn.com","height":90,"width":600,"title":"What is a Registered Investment Advisor?","description":"Once you make the decision to take the next step toward ensuring a solid financial future, the next is who you should work with. There are all types of financial professionals that provide a variety of services, and one that we get asked about is the registered investment advisor or RIA. Are they an individual financial advisor or is it a company? In this episode, Laura Stover, RFC\u00ae and Michael Wallin, CFP\u00ae will provide some clarification as to the role an RIA plays in financial planning and uncover why these differences between professionals may be important to you. By understanding and recognizing the type of advisor that\u2019s going to fit your needs, you\u2019ll have the confidence to trust the process and work toward your financial goals. This will be one of the most crucial decisions you\u2019ll make regarding your money so knowing what an RIA is and how that differs from a CFP\u00ae, CPA, broker, insurance agent and others will arm you with the knowledge you need to choose what\u2019s best for you. Redefining Wealth\u00ae Custom Blueprint Income Plan: https:\/\/redefiningwealth.info\/schedule\/ &amp;nbsp; Rate, Review and Subscribe to the Podcast:  https:\/\/podcasts.apple.com\/us\/podcast\/retirement-talk-podcast-with-laura-stover\/id571347188 &amp;nbsp; How to Connect: redefiningwealth.info lswealthmanagement.com Schedule a Review: https:\/\/redefiningwealth.info\/schedule\/ &amp;nbsp; Timestamps (show notes): 2:42 \u2013 Here\u2019s how RIAs are defined 5:00 \u2013 One of the big differences with LS Wealth Management 8:44 \u2013 Commissions 11:06 \u2013 How much do RIAs charge in fees? 14:27 \u2013 3 planning options to choose from&amp;nbsp; 19:39 \u2013 Why need you need strategies for taxation 24:41 \u2013 What is a fiduciary\u2019s responsibility&amp;nbsp; &amp;nbsp; ","author_name":"Retirement Talk Podcast with Laura Stover","author_url":"https:\/\/redefiningwealth.info","html":"<iframe title=\"Libsyn Player\" style=\"border: none\" src=\"\/\/html5-player.libsyn.com\/embed\/episode\/id\/27686343\/height\/90\/theme\/custom\/thumbnail\/yes\/direction\/forward\/render-playlist\/no\/custom-color\/88AA3C\/\" height=\"90\" width=\"600\" scrolling=\"no\"  allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen><\/iframe>","thumbnail_url":"https:\/\/assets.libsyn.com\/secure\/content\/157630941"}