{"version":1,"type":"rich","provider_name":"Libsyn","provider_url":"https:\/\/www.libsyn.com","height":90,"width":600,"title":"Beware of the Pitfalls of SECURE Act 2.0","description":"We\u2019re more than halfway through 2023 and we\u2019ve already seen the impact SECURE Act 2.0 has on retirement planning. These first six months have given the financial industry time to identify some of the potential pitfalls that the legislation creates for retirees. In this episode, Laura Stover, RFC\u00ae and Michael Wallin, CFP\u00ae will walk you through these key planning items that SECURE Act 2.0 made adjustments to help you identify areas where you might need to make changes of your own. The reason why these pitfalls exist is because they deal with major planning conversations like Roths, catch-up contributions, and required minimum distributions that are moving back again. All of these things can have a big impact on your long-term success, so we want to stay on top of it now. We\u2019ll cover all the significant changes you need to be aware of, but we\u2019ll also close out the conversation with insight into Social Security strategies and how to get the most out of your benefits in retirement. Redefining Wealth\u00ae Custom Blueprint Income Plan: https:\/\/redefiningwealth.info\/schedule\/ Rate, Review and Subscribe to the Podcast:  https:\/\/podcasts.apple.com\/us\/podcast\/retirement-talk-podcast-with-laura-stover\/id571347188 How to Connect: redefiningwealth.info lswealthmanagement.com Schedule a Review: https:\/\/redefiningwealth.info\/schedule\/ &amp;nbsp; Timestamps (show notes): 2:52 \u2013 Catch-up contributions with different tax implications starting in 2024 8:22 \u2013 Investing when your employer doesn\u2019t match contributions 10:44 \u2013 The RMD age moving once again and it impacts income planning 14:33 \u2013 The flexibility provided by a Roth 401k 17:29 \u2013 Other significant changes that you need to be aware of 20:09 \u2013 Using Social Security to work as an investment for you ","author_name":"Retirement Talk Podcast with Laura Stover","author_url":"https:\/\/redefiningwealth.info","html":"<iframe title=\"Libsyn Player\" style=\"border: none\" src=\"\/\/html5-player.libsyn.com\/embed\/episode\/id\/27434379\/height\/90\/theme\/custom\/thumbnail\/yes\/direction\/forward\/render-playlist\/no\/custom-color\/88AA3C\/\" height=\"90\" width=\"600\" scrolling=\"no\"  allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen><\/iframe>","thumbnail_url":"https:\/\/assets.libsyn.com\/secure\/content\/155831232"}