{"version":1,"type":"rich","provider_name":"Libsyn","provider_url":"https:\/\/www.libsyn.com","height":90,"width":600,"title":"Multifamily Money Matters Part 1 \u2014 Why You Need a Mortgage Broker &amp; What\u2019s Happening with Rates with Brandy Shotwell","description":"                  Most multifamily investors go directly to a lender they know. Most of them are leaving better terms, more options, and real negotiating leverage on the table. In Part 1 of Multifamily Money Matters, mortgage broker Brandy Shotwell joins Mark and Tamiel Kenney to break down what\u2019s actually happening in commercial real estate lending \u2014 and what investors need to know before their next loan. In this episode you will learn: \u2022 What a commercial mortgage broker actually does \u2014 and the two reasons using one consistently gets better outcomes \u2022 The five-unit and $1M loan thresholds that unlock non-recourse financing \u2014 and why this matters more than most investors realize \u2022 Nine consecutive Fed rate hikes: what agency and bridge rates look like now vs. a year ago \u2014 and why the buyer-seller disconnect is so hard to close \u2022 Loan assumptions in 2023 \u2014 why they\u2019re surging, what the 2.96% example tells you, and why the process is not simpler than a new loan \u2022 What lenders do after closing that can cost you \u2014 draw timelines, immediate repair holdbacks, and the loan doc clauses nobody reads until it\u2019s too late \u2022 Why stress test timing is something you can negotiate upfront \u2014 and why nine months is almost always too soon This is Part 1 of a two-part series. Continue with Episode 143 for what lenders don\u2019t like, the operator-lender red flag, and market outlook. Connect with Brandy Shotwell at https:\/\/www.renocm.com Join us at our next event at https:\/\/thinkmultifamily.com\/event Subscribe to the Think Multifamily Podcast on Apple Podcasts and Spotify.     &amp;nbsp;                   Read the full podcast shownotes, timestamps, resources, and key insights from this episode here: Podcast Show Notes    ","author_name":"Think Multifamily Podcast","author_url":"https:\/\/thinkmultifamily.com","html":"<iframe title=\"Libsyn Player\" style=\"border: none\" src=\"\/\/html5-player.libsyn.com\/embed\/episode\/id\/26466696\/height\/90\/theme\/custom\/thumbnail\/yes\/direction\/forward\/render-playlist\/no\/custom-color\/88AA3C\/\" height=\"90\" width=\"600\" scrolling=\"no\"  allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen><\/iframe>","thumbnail_url":"https:\/\/assets.libsyn.com\/secure\/content\/151627302"}