{"version":1,"type":"rich","provider_name":"Libsyn","provider_url":"https:\/\/www.libsyn.com","height":90,"width":600,"title":"Cashflow FI: More Flexibility with Your Budget and Schedule","description":"Want more flexibility with your budget and life? Learn how master your cash flow brings you closer to financial freedom! How to Have More Options with Cashflow FI It can be a challenge to break out of the paycheck to paycheck cycle. One recent survey found that&amp;nbsp;64% of Americans are in that cycle; that's nine and half million more than 2021. You might be thinking that it is because of income and for sure that\u2019s a major issue, but your income is only part of the equation. Fortune reported that&amp;nbsp;over half of Americans earning $100,000 or more are living paycheck to paycheck. Again there are various reason why people are struggling even with a healthy income and we\u2019ll cover a few of them here in future episodes, but one big factor is they haven\u2019t taken the time to prioritize their spending. Whether you\u2019re looking to pursue financial independence or something in the more traditional time frame, you have to master your cash flow. When you have a gap between what you\u2019re spending and earning while still enjoying life, you\u2019re giving yourself more options and flexibility with your budget and schedule. It\u2019s not automatic though, it\u2019s skill you have to learn. That\u2019s why I\u2019m happy to have Cody Berman on today\u2019s show. He's the co-founder of the&amp;nbsp;Financial Independence Show&amp;nbsp;and the co-founder of&amp;nbsp;Gold City Ventures. In this episode, we\u2019ll cover:  why financial independence is more than just leaving the rat race diversifying your income in a way where you\u2019re not trading your time for money why Cody is focused on cash flow FI vs waiting to hit a more traditional FI number  We have a lot to go over, so let\u2019s get started! Resources to Hit Your FI Number Faster Ready to knock out your debt? Check out these tools and resources to easily manage your family\u2019s finances!  Best Budget and Money Apps:&amp;nbsp;Personal Capital,&amp;nbsp;Tiller,&amp;nbsp;Mint Grab a copy of my book:&amp;nbsp;Jumpstart Your Marriage and Your Money Reach Your Money Goals with my FREE course:&amp;nbsp;5 Days to $5K Cody\u2019s Podcast:&amp;nbsp;The FI Show Gold City Ventures Four Hour Work Week&amp;nbsp;by Tim Ferris Mr. Money Mustache Root of Good: Another fantastic FI blog Frugalwoods  If you want to chat more about creating better money habits, questions, or share your own tips, please join us&amp;nbsp;at Thriving Families&amp;nbsp;on Facebook. We\u2019d love to see you there! Thank You to Our Sponsor Coastal!  Support for this podcast comes from&amp;nbsp;Coastal Credit Union! Come check out Coastal today if you\u2019re living in the Raleigh Durham area and looking to bank better. As a credit union, Coastal serves its members first and foremost including an annual loyalty bonus. We've been members for years and love their service and competitive rates on&amp;nbsp;checking&amp;nbsp;and&amp;nbsp;savings&amp;nbsp;accounts! Support the Podcast! Thank you so much for listening to the podcast! If you enjoyed this episode and found it helpful, here are some ways to support it.  Spread the word!&amp;nbsp;If you enjoyed this episode and think it can help a buddy get on the path to dumping debt and become financially free, please share. Join our coffee group&amp;nbsp;\u2615: Get access to exclusive behind the scenes videos, chats, and more! Leave a review.&amp;nbsp;Honest feedback and reviews make a big difference and&amp;nbsp;gets&amp;nbsp;the word out about the podcast. Leave your&amp;nbsp;review on&amp;nbsp;Apple&amp;nbsp;or&amp;nbsp;Stitcher. Grab a copy of&amp;nbsp;Jumpstart Your Marriage and Your Money. My book is designed for a busy couple to set&amp;nbsp;up their finances in four weeks. Get tips and tools that have worked for other couples on their journey of building their&amp;nbsp;marriage and wealth together!  ","author_name":"Simplify and Enjoy Podcast","author_url":"https:\/\/simplifyandenjoy.com\/","html":"<iframe title=\"Libsyn Player\" style=\"border: none\" src=\"\/\/html5-player.libsyn.com\/embed\/episode\/id\/25797498\/height\/90\/theme\/custom\/thumbnail\/yes\/direction\/forward\/render-playlist\/no\/custom-color\/88AA3C\/\" height=\"90\" width=\"600\" scrolling=\"no\"  allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen><\/iframe>","thumbnail_url":"https:\/\/assets.libsyn.com\/secure\/content\/145475877"}