{"version":1,"type":"rich","provider_name":"Libsyn","provider_url":"https:\/\/www.libsyn.com","height":90,"width":600,"title":"027: The Current State of Property Insurance \u2014 Are You Really Covered for a Loss?","description":"Property insurance. Even if you consider yourself responsible, it might not be something you give much thought to \u2014 a \u201cset it and forget it\u201d item. At one time, you probably went out and bought the coverage you THOUGHT you needed, likely based on an incomplete set of considerations. And we\u2019re going to take a wild guess that you haven\u2019t really given your property insurance much thought over the years that followed, pulling it out of your desk drawer only when you experienced a significant life event, such as moving up in the housing market, putting a new car in your garage or maybe preparing to hand the car keys to your son or daughter for the first time. Unfortunately, without the proper insight or guidance, as your life has evolved, you might not be covered as thoroughly as you think. While you\u2019ve been moving up the career ladder, maybe focusing on your family and adding to your net worth, there\u2019s a strong chance you\u2019ve also become increasingly underinsured without even knowing it. \u201cMy agent is totally above board and has my best interests in mind,\u201d you might say. This may very well be true, but it might not be enough. Agents don\u2019t necessarily know all that much about home values or rebuilding costs, so you may still be underinsured and not find out until it\u2019s too late. Do you really want to wait until a catastrophic event, such as a sewer disaster or fire, puts your property insurance coverage to the test? Sounds foreboding, doesn\u2019t it? But worry not! In our newest episode of A Place of Possibility\u2122, we\u2019re happy to introduce a guest who will demystify the world of property insurance and help you become a savvier insurance consumer. Brian Trouette, founder of Trouette Insurance Agency, not only has an almost encyclopedic knowledge of his industry, but we\u2019re confident you\u2019ll also find him thoroughly entertaining. Yep, you read that right \u2014 Brian has an uncanny ability to impart his homeowner's insurance wisdom in a uniquely entertaining manner. We\u2019ll be talking about: How even the most well-intentioned property owners may find themselves drastically underinsured Some of the biggest mistakes that might jump off the page when a qualified professional reviews your insurance portfolio Why even high-profile insurance companies \u2014 including some household names \u2014 may have honorable intentions, but still, leave you with insufficient coverage What priority do insurance companies REALLY put front and center when designing their policies And more! Our goal with today\u2019s episode is to give you a greater understanding of the property insurance landscape so that you\u2019ll come away with the information you need to ask your insurance carrier the right questions, ultimately securing the coverage you really need. After all, this coverage is a key element in your \u201cfinancial defense\u201d as you move through life. We look forward to giving you some valuable insight to help you become a well-informed and properly covered homeowner insurance consumer. We hope you\u2019ll pass this episode on to your family, friends, and anyone else who might benefit from it. ","author_name":"A Place of Possibility","author_url":"https:\/\/aplaceofpossibility.com\/","html":"