{"version":1,"type":"rich","provider_name":"Libsyn","provider_url":"https:\/\/www.libsyn.com","height":90,"width":600,"title":"Biscuits &amp; Annuities: Shootin' It Straight with Stan","description":"In this episode, The Annuity Man discussed:&amp;nbsp;  A plain annuity biscuit&amp;nbsp; Biscuits for the weekend&amp;nbsp; An annuity biscuit with a little bit of jelly and butter&amp;nbsp; The Annuity version of a CD&amp;nbsp;  &amp;nbsp; Key Takeaways:&amp;nbsp;  A plain biscuit without anything on it would be a single-premium immediate annuity or a deferred-income annuity. You get lifetime income with no annual fees and no market attachments. It\u2019s a straight transfer of risk based on your life expectancy.&amp;nbsp; If you\u2019re cooking biscuits for the weekend, your qualified longevity annuity contract would be. It can be used inside of your IRA for future lifetime income needs.&amp;nbsp; Biscuits with a little bit of jelly and a little bit of butter would be an income rider. It\u2019s attached typically to an index annuity at the time of application; it\u2019s an attached benefit for future lifetime income. It comes with a fee for the policy\u2019s life that\u2019s taken out of the accumulation value.&amp;nbsp; The biscuit for accumulation would be a Multi-Year Guaranteed Annuity. It\u2019s the annuity world\u2019s version of a CD. It\u2019s not a CD, but it functions like it. It will give you a guaranteed interest rate annually for a specific period of time that you choose. It could be one year in length, two years in length, three years in length - up to 10 years in length.&amp;nbsp;  &amp;nbsp; &quot;Understand that with biscuits, you\u2019re looking for the simple buttermilk biscuits that grandma made you love. You want a simple biscuit that you understand. You want a biscuit and an annuity that a nine-year-old would like and be able to explain.&quot; \u2014&amp;nbsp; Stan The Annuity Man. &amp;nbsp; &amp;nbsp; Connect with The Annuity Man:&amp;nbsp; Website: http:\/\/theannuityman.com\/&amp;nbsp; Email: Stan@TheAnnuityMan.com&amp;nbsp; Book:  Owner\u2019s Manuals:  https:\/\/www.stantheannuityman.com\/how-do-annuities-work YouTube:  https:\/\/www.youtube.com\/channel\/UCCXKKxvVslbeGAlEc5sra2g&amp;nbsp; Get a Quote Today: https:\/\/www.stantheannuityman.com\/annuity-calculator!&amp;nbsp; &amp;nbsp; ","author_name":"\u201cFun With Annuities\u201d The Annuity Man Podcast","author_url":"https:\/\/www.TheAnnuityMan.com","html":"<iframe title=\"Libsyn Player\" style=\"border: none\" src=\"\/\/html5-player.libsyn.com\/embed\/episode\/id\/23256686\/height\/90\/theme\/custom\/thumbnail\/yes\/direction\/forward\/render-playlist\/no\/custom-color\/88AA3C\/\" height=\"90\" width=\"600\" scrolling=\"no\"  allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen><\/iframe>","thumbnail_url":"https:\/\/assets.libsyn.com\/secure\/item\/23256686"}