{"version":1,"type":"rich","provider_name":"Libsyn","provider_url":"https:\/\/www.libsyn.com","height":90,"width":600,"title":"Having Annuity Companies Buy Bonds for You: Shootin' It Straight with Stan","description":"In this episode, The Annuity Man discussed:&amp;nbsp;  How annuity companies buy bonds for you Accessing industrial-grade bonds&amp;nbsp; Interest rates play a secondary role&amp;nbsp; Potential or contractual increases&amp;nbsp;  &amp;nbsp; Key Takeaways:&amp;nbsp;  You can\u2019t open an account with an annuity company and have them buy bonds for you, but when you sign a contract for an annuity they\u2019ll buy bonds on your behalf to support the lifetime income they\u2019ll be dishing out for you.&amp;nbsp; Annuity companies have access to industrial-grade bonds that regular individuals don\u2019t. That means they get the best of the best when it comes to investments.&amp;nbsp; When you are talking about a lifetime income stream the primary pricing mechanism is your life expectancy at the time you start the payments. Interest rates play a secondary role.&amp;nbsp; Anytime anyone says that the income stream is increasing with inflation, that means that the annuity company is lowering that initial payment to make up for that potential or contractual increase.&amp;nbsp;  &amp;nbsp; &quot;When you\u2019re buying lifetime income, you\u2019re literally saying to the annuity company \u2018I\u2019m gonna piggy back on your institutional access to bonds and you\u2019re gonna buy the bonds for me and you\u2019re gonna do a better job buying the bonds than I could as an individual and because of that\u2026 the lifetime stream\u2019s gonna be better.&quot; \u2014&amp;nbsp; Stan the Annuity Man. \u202f&amp;nbsp; Connect with The Annuity Man:&amp;nbsp; Website: http:\/\/theannuityman.com\/&amp;nbsp; Email: Stan@TheAnnuityMan.com&amp;nbsp; Book:  Owner\u2019s Manuals:  https:\/\/www.stantheannuityman.com\/how-do-annuities-work YouTube:  https:\/\/www.youtube.com\/channel\/UCCXKKxvVslbeGAlEc5sra2g&amp;nbsp; Get a Quote Today: https:\/\/www.stantheannuityman.com\/annuity-calculator!&amp;nbsp; &amp;nbsp; ","author_name":"\u201cFun With Annuities\u201d The Annuity Man Podcast","author_url":"https:\/\/www.TheAnnuityMan.com","html":"<iframe title=\"Libsyn Player\" style=\"border: none\" src=\"\/\/html5-player.libsyn.com\/embed\/episode\/id\/22993667\/height\/90\/theme\/custom\/thumbnail\/yes\/direction\/forward\/render-playlist\/no\/custom-color\/88AA3C\/\" height=\"90\" width=\"600\" scrolling=\"no\"  allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen><\/iframe>","thumbnail_url":"https:\/\/assets.libsyn.com\/secure\/item\/22993667"}