{"version":1,"type":"rich","provider_name":"Libsyn","provider_url":"https:\/\/www.libsyn.com","height":90,"width":600,"title":"Ep 93: John Lenz: What You Need To Know About Annuity Laddering in 2022","description":"In this episode, The Annuity Man and John Lenz discuss:  What does laddering mean?  Lowering risk until it\u2019s nonexistent Hybridization of annuities Annuity industry standards    Key Takeaways:  Laddering is when you commit to pushing out your money when it becomes liquid into the long end of your ladder and recycling fixed income or annuities to keep your ladder in good form.  If you look at a two-year period or three-year period, you\u2019ll see that the chance of you losing money in a long period of time goes down until it\u2019s nonexistent.  Hybridization brings in the best features of a fixed annuity and the features of a variable annuity - which gives upside growth and brings them together into the index annuity.  Regulators look at index annuities closely; there\u2019s lots of disclosure and lots of innovation. The range of expectations is broadening.    "The longer that you measure the equity markets, the higher probability that you\u2019re gonna have a predictably higher rate of return\u2026 " \u2014  John Lenz.  \u202f  Connect with John Lenz: Website: https:\/\/www.lenzfinancial.com  Email: john@lenzfinancial.com    Connect with The Annuity Man:  Website: http:\/\/theannuityman.com\/  Email: Stan@TheAnnuityMan.com  Book: Owner\u2019s Manuals: https:\/\/www.stantheannuityman.com\/how-do-annuities-work YouTube: https:\/\/www.youtube.com\/channel\/UCCXKKxvVslbeGAlEc5sra2g  Get a Quote Today - https:\/\/www.stantheannuityman.com\/annuity-calculator!    ","author_name":"\u201cFun With Annuities\u201d The Annuity Man Podcast","author_url":"https:\/\/www.TheAnnuityMan.com","html":"