{"version":1,"type":"rich","provider_name":"Libsyn","provider_url":"https:\/\/www.libsyn.com","height":90,"width":600,"title":"Ep 14: Eye Opening Stats on How America Saves","description":"How do you compare to the average American when it comes to saving money? Today you\u2019re going to find out as we sort through the statistics from the latest Vanguard report. We\u2019ll also see how the data compares with what Marc sees from clients. &amp;nbsp; Read more and see the full Vanguard report here:  http:\/\/makeretirementwork.com\/435\/ep-14-eye-opening-stats-on-how-america-saves\/ &amp;nbsp; What we discuss on this episode:&amp;nbsp; 2:06 \u2013 Defined contribution plans are now used by 100 million Americans. 3:13 \u2013 15% of plan participants use the catch-up contributions. 4:17 \u2013 Only 20% of plan participants use a Roth or after-tax option. 5:24 \u2013 Average number of funds offered in a plan is 17.4 but only 2.4 used. 8:00 \u2013 Contributions and employer match stats 11:31 \u2013 Average rate of return over the past five years.&amp;nbsp; 13:30 \u2013 Leaving funds with a previous employer. 15:16 \u2013 76% of participants were deemed to have a balanced strategy. ","author_name":"Make Retirement Work","author_url":"https:\/\/makeretirementwork.com\/","html":"<iframe title=\"Libsyn Player\" style=\"border: none\" src=\"\/\/html5-player.libsyn.com\/embed\/episode\/id\/15861464\/height\/90\/theme\/custom\/thumbnail\/yes\/direction\/forward\/render-playlist\/no\/custom-color\/88AA3C\/\" height=\"90\" width=\"600\" scrolling=\"no\"  allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen><\/iframe>","thumbnail_url":"https:\/\/assets.libsyn.com\/secure\/item\/15861464"}