{"version":1,"type":"rich","provider_name":"Libsyn","provider_url":"https:\/\/www.libsyn.com","height":90,"width":600,"title":"Drone Insurance \u2013 How To Save Money On Your Policy &amp; What You Need To Know When Purchasing A UAS Policy with Joe Ernster of Bullock Agency","description":"Show Notes: Questions- (1:10) How did you get started in the UAS industry (2:30) Can you breakdown the different UAS policy options (4:55) Does speaking in detail about your UAS operation with your insurance broker present an opportunity to help save you money? (6:30) What do drone pilots need to look out for when dealing with their general insurance company? (8:30) Tell us why client ask for waiver of subrogation and adding them as an additional insured (10:15) How easy is it to get those waiver of subrogation and AI additions to your policy? (10:55) What are the factors that affect the cost of a UAS insurance policy? (12:30) How much would an average policy be for a single drone operator with 2 drones? (13:20) Does your experience as a drone pilot effect your insurance premium? (14:38) What are some additional tips and tricks for drone pilots to save money on their policies? (16:10) What does the process of filing a UAS claim look like and do you have any suggestions for pilots if\/when they have to go through that process? (18:55) What are you seeing as standard UAS insurance policy limits (20:10) What are your thoughts on the on-demand drone insurance companies out there? (24:15) Do you have any final tips for drone pilots out there trying to consider which policy is best for them? (25:30) Final 3 Rapid Fire -Craziest client request? -Most unique place the drone industry has taken you? -Biggest lesson learned? &amp;nbsp; &amp;nbsp; What You Will Learn- (2:45) Difference between liability, hull, payload and other UAS insurance policy options (5:05) How and why asking questions and having detailed discussions with your insurance broker will save you money (6:45) What HUGE mistake drone pilots are making when purchasing insurance policies through their general insurance company (8:35) Why clients ask for waiver of subrogation and to add them as an additional insured. How to present those options to make you look professional to your clients. (11:00) Which factors affect the cost of a drone insurance policy and which factors have the greatest impact on your insurance premium. (11:55) How to calculate your expected hull and payload insurance costs depending on the equipment you have (13:00) Average UAS policy prices for liability, hull, and payload (13:30) How &amp;amp; why your experience as a drone pilot can affect your insurance premium cost differently depending on the nature of your operations (14:45) Tips and tricks for drone service providers to save money on their policies (16:15) Best practices for filing a claim on your UAS insurance policy (19:15) What the aviation industry standard policy limits are and which industry verticals usually require higher liability limits (20:20) The drawbacks to using on-demand drone insurance apps (24:30) Considerations and tips to decide the best UAS policy for you &amp;nbsp; Links Mentioned- Joe@bullockagency.com Bullockagency.com &amp;nbsp; For more information on the podcast or this episode visit: https:\/\/skyelink.org\/blog\/Harnessing-Aerial-Podcast-Launch ","author_name":"Harnessing Aerial - Drone Podcast","author_url":"https:\/\/skyelink.org","html":"<iframe title=\"Libsyn Player\" style=\"border: none\" src=\"\/\/html5-player.libsyn.com\/embed\/episode\/id\/14623079\/height\/90\/theme\/custom\/thumbnail\/yes\/direction\/forward\/render-playlist\/no\/custom-color\/88AA3C\/\" height=\"90\" width=\"600\" scrolling=\"no\"  allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen><\/iframe>","thumbnail_url":"https:\/\/assets.libsyn.com\/secure\/content\/74270084"}