{"version":1,"type":"rich","provider_name":"Libsyn","provider_url":"https:\/\/www.libsyn.com","height":90,"width":600,"title":"The Value of a Financial Advisor: Organizing, Monitoring &amp; Guiding","description":"This episode of The Confident Wealth Podcast with Bill Bush and Pete Bush is the 7th installment in their series, The Value of Working with an Advisor. Listen and learn all about how financial advisors can assist you with preparing, analyzing, and guiding your ever-changing financial situation. Bill and Pete point you in the right direction for budgeting, reviewing recurring fees, and overcoming disorganization. &amp;nbsp; Episode Highlights: &amp;nbsp;  01:45 \u2013 Bill Bush and Pete Bush introduce the topic of organizing, monitoring and   &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; guiding your financial life.  02:45 \u2013 How can not having a budget becomes a setback? 03:41 \u2013 Are you paying too much in taxes? 04:47 \u2013 What financial opportunities are you missing out on by being disorganized? 05:40 \u2013 Make sure you have a 3-6 month emergency fund. 06:50 \u2013 Are you paying too much for insurance? 07:51 \u2013 What is your process for reviewing interest rates? 08:52 \u2013 Have a plan to have something to measure your financial life against. 09:47 \u2013 Are you letting your time management fall apart? 12:06 \u2013 Update your plan to adjust to life changes. 14:00 \u2013 Not knowing your numbers is a huge mistake. 15:15 \u2013 Are you up-to-date on technologies that can help you stay organized? 16:40 \u2013 Take advantage of the experience that advisors have to speed up the   &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; process.  17:15 \u2013 Financial advisors can simplify the complex situations and minimize fear.  . 3 Key Points:  Give a name to every dollar that you spend to keep a strong budget Pay attention to interest rates and mortgage rates. The \u201cI will get around to it\u201d excuse is a form of being disorganized.  &amp;nbsp; Tweetable Quotes:  \u201cHave you ever stopped and kind of put a price on disorganization might be costing you?.\u201d \u2013 Pete Bush. \u201cIf you stay ready you don\u2019t have to get ready.\u201d \u2013 Pete Bush. \u201cA high percentage of Americans can\u2019t withstand an emergency of even $400 dollars...which is in this day and time nothing.\u201d \u2013 Pete Bush.  &amp;nbsp; &amp;nbsp; Resources Mentioned:  Horizon Financial Group  The Confident Wealth Podcast  ","author_name":"The Confident Wealth Podcast","author_url":"http:\/\/confidentwealth.libsyn.com\/website","html":"<iframe title=\"Libsyn Player\" style=\"border: none\" src=\"\/\/html5-player.libsyn.com\/embed\/episode\/id\/10214564\/height\/90\/theme\/custom\/thumbnail\/yes\/direction\/forward\/render-playlist\/no\/custom-color\/88AA3C\/\" height=\"90\" width=\"600\" scrolling=\"no\"  allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen><\/iframe>","thumbnail_url":"https:\/\/assets.libsyn.com\/secure\/item\/10214564"}