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  <title>How to Just Say No When Relatives Ask for Money</title>
  <description>At one time or another, someone in your family will ask for a loan. It may be just a few dollars or a lot more. Giving loans to family members or close friends can be tricky. First of all, it can lead to odd moments when the loan isn’t repaid in a timely manner or at all. While some may put their foot down, others make a habit of it. How can you learn to say no? That’s what we’re talking about on this episode of Happy &amp;amp;amp; Free with Val and Dan. We’ll share some of our personal experiences and how we were able to put the brakes on repeat offenders. </description>
  <author_name>Happy &amp;amp; Free Podcast</author_name>
  <author_url>http://www.heartbeings.com</author_url>
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