1 rich Libsyn https://www.libsyn.com 90 600 This podcast and the corresponding Adjusting Today article titled: &quot;Hurricanes and Windstorm Coverage,&quot; focus on the idea that understanding your insurance policy before a disaster strikes is essential to protecting your organization from the next major hurricane or windstorm and ensuring&amp;nbsp;a fast recovery. Different types of special coverages may be available and needed for property owners in hurricane prone areas. Tips for policyholders include: making sure there is an electronic&amp;nbsp;PDF copy of the insurance policy, before and after claim property pictures/videos, insurance audits and considerations for microbes. &amp;nbsp; Key Takeaways: [1:30] What areas of the United States are the most exposed to hurricanes or tropical storms? [2:54] What type of hurricane damage should property owners be concerned about? [5:07] Does a standard residential or commercial insurance policy protect a property from hurricane damage or is special coverage required? [8:10] In layman’s terms, what types of coverages are available that would benefit property owners in case of a hurricane or windstorm? [25:10] Is mold covered in a standard insurance policy and is it capped? [29:23] In the aftermath of a hurricane, what is the first thing a policyholder should do? [36:46] Additional comments from the panelists about coverages and premiums. [38:58] How have insurance policies changed based on past major hurricane events? &amp;nbsp; Panel of Insurance Experts: Keith Hayman, Director of National Development - Goodman-Gable-Gould/Adjusters International John Marini - President and CEO - Adjusters International C. Todd Thomas - Executive Director of Consulting and Services and member of the Society of Risk Management Consultants -&amp;nbsp; Adjusters International &amp;nbsp; Mentioned in This Episode: Adjusters International Adjusting Today - Hurricane and Windstorm Coverage Article by Keith Hayman Property Insurance Roundtable http://www.adjustersinternational.com/ <iframe title="Libsyn Player" style="border: none" src="//html5-player.libsyn.com/embed/episode/id/4431136/height/90/theme/custom/thumbnail/yes/direction/forward/render-playlist/no/custom-color/88AA3C/" height="90" width="600" scrolling="no" allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen></iframe> https://assets.libsyn.com/secure/item/4431136