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  <title>Digital Banking's Growth Promise: What the Data Now Tells Us</title>
  <description>Seventy percent of transaction volume now runs through digital channels. So why don’t many financial institutions measure the ROI of the channel? Lumin Digital Chief Growth Officer Kelley Michalik joins us with research from S&amp;amp;amp;P Global Market Intelligence's 451 Research to examine the gap between what digital banking promised and what it's actually delivered, and what the data says about the platforms that offer a growth advantage. Speakers  Kelley Michalik, Chief Growth Officer, Lumin Digital Tim Pannell VP, Partner Network, ABA  </description>
  <author_name>ABA Partner Network Podcast</author_name>
  <author_url>https://www.aba.com</author_url>
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