1 rich Libsyn https://www.libsyn.com 90 600 Market swings can threaten more than a portfolio—they can affect the retirement lifestyle you’ve worked toward. This episode makes the case for an income floor as a way to help retirees stay steady through both market volatility and life’s changing stages. &amp;nbsp; In this episode, The Annuity Man discussed:&amp;nbsp; Sequence-of-returns risk and guaranteed income “Sequence of lifestyle risk” Social Security, pensions, and MYGAs Market volatility and avoiding panic selling Go-go, slow-go, and no-go retirement phases &amp;nbsp; Key Takeaways:&amp;nbsp; The episode argues that guaranteed income can help cover essential expenses while leaving investments less exposed to panic-driven decisions. “Sequence of lifestyle risk” describes the possibility that market downturns or life events could disrupt a retiree’s plans. Retirement income planning can consider Social Security, pensions, and annuity products as parts of an income floor. An income floor may give retirees more confidence to remain prudent investors during market volatility. Retirement needs can change over time, so planning should account for active years as well as periods when more care may be needed. &amp;nbsp; &quot;Sequence of returns risk can be solved by annuities… the income floor is in place, the guarantees are in place, the principal protections in place, so it doesn't disrupt the lifestyle that you've worked so hard for and earned and should enjoy in chapter two of your life.” —&amp;nbsp; Stan the Annuity Man &amp;nbsp; Connect with The Annuity Man:&amp;nbsp; Website: http://theannuityman.com/&amp;nbsp; Email: Stan@TheAnnuityMan.com&amp;nbsp; Book: Owner’s Manuals: https://www.stantheannuityman.com/how-do-annuities-work YouTube: https://www.youtube.com/channel/UCCXKKxvVslbeGAlEc5sra2g&amp;nbsp; Get a Quote Today: https://www.stantheannuityman.com/annuity-calculator! Fun With Annuities® - The Annuity Man Podcast https://www.TheAnnuityMan.com <iframe title="Libsyn Player" style="border: none" src="//html5-player.libsyn.com/embed/episode/id/43358094/height/90/theme/custom/thumbnail/yes/direction/forward/render-playlist/no/custom-color/88AA3C/" height="90" width="600" scrolling="no" allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen></iframe> https://assets.libsyn.com/secure/item/43358094