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  <title>Title Insurance Explained Lender Policy vs Owner Policy</title>
  <description>Enroll in courses here: https://www.albertarealestateschool.com/shop/ or call our Success Team at : 587-936-7779 What’s the difference between Lender Title Insurance and Owner Title Insurance? &amp;amp;nbsp; Lender Policy A lender title insurance policy protects the mortgage lender’s interest in the property. It helps protect the lender against certain title-related risks such as: ✔️ Fraud or forgery ✔️ Title defects ✔️ Registration errors ✔️ Unknown liens or ownership issues This policy protects the lender’s mortgage, not the homeowner. Owner Policy An owner title insurance policy protects the property owner. It can help cover losses related to certain title issues affecting ownership, such as: ✔️ Title fraud ✔️ Boundary or survey issues (depending on coverage) ✔️ Title defects ✔️ Certain encroachments or undiscovered title problems The key difference: Lender Policy = protects the lender’s mortgage interest Owner Policy = protects the homeowner’s ownership interest Understanding title insurance is an important concept in real estate and mortgage education. #AlbertaRealEstateSchool #PassYourRECAExam #HowToBecomeARealtorInAlberta #HowToBecomeAMortgageBrokerInAlberta #RealEstateEducation </description>
  <author_name>Alberta Real Estate Tutor</author_name>
  <author_url>http://albertarealestateschool.com</author_url>
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