1 rich Libsyn https://www.libsyn.com 90 600 Waiting until tax season to think about taxes is often too late. Many of the best opportunities require planning before the calendar year ends. In this episode, Mark breaks down several strategies that may help reduce taxes over time, including donor-advised funds, SEP IRAs, HSAs, withholding adjustments, RMD planning, and qualified charitable distributions. Here’s some of what we discuss in this episode: 💝 Bundle Giving: Donor-advised funds can improve charitable deductions 💼 Use SEP IRAs: Self-employed income may open another tax-saving opportunity 🧾 Check Withholding: Avoid giving the government too much all year 🏥 Use the HSA: Triple tax benefits can be powerful 📆 Plan RMDs Early: Don’t wait until December &amp;nbsp; Want to get in touch with Mark?&amp;nbsp; https://retirementhuddle.com/ mark@howardfinancialgroup.com 888-511-7526 The Retirement Huddle http://retirementhuddle.libsyn.com/website <iframe title="Libsyn Player" style="border: none" src="//html5-player.libsyn.com/embed/episode/id/42931002/height/90/theme/custom/thumbnail/yes/direction/forward/render-playlist/no/custom-color/88AA3C/" height="90" width="600" scrolling="no" allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen></iframe> https://assets.libsyn.com/secure/item/42931002