1 rich Libsyn https://www.libsyn.com 90 600 🏈 Don’t fumble your retirement - get your financial game plan at http://bookachatwithjohn.net&amp;nbsp; Everyone says they want their money to be “safe,” but almost nobody defines that word the same way. Today, John is joined by special guest Tim Higgins, CFP®, CPA, Managing Partner at North Point, to break down what safe money really means and whether your definition of “safe” holds up in the real world. “Safe” sounds simple, but when it comes to retirement, the real question is whether your money is positioned to do what you need it to do. Here’s some of what we discuss in this episode: 🛡️ Defining Safe: Many people equate safety with simply avoiding losses 📊 Evidence Matters: Research can provide a stronger foundation than chasing individual investments 💵 Sustainable Income: True safety includes knowing whether your money can support your lifestyle 🚧 Guardrails: Flexible spending rules can help a retirement plan adapt when markets change 💰 Cash Risk: Holding too much cash can create long-term purchasing power problems 💬 Clear Communication: Good planning starts with listening, questions, and shared expectations More about Tim Higgins, CFP®, CPA/PFS, CGMA https://northpoint-wealth.com/meet-our-partners/tim-higgins/ Get in touch: Phone: 661-775-3704 Book an appointment with us: http://bookachatwithjohn.net &amp;nbsp; Get in touch with us: https://mearsmoney.com/ &amp;nbsp; Watch the Podcast on YouTube: https://bit.ly/3PmcOPM Check out John’s FREE Books: https://je9gekmc.pages.infusionsoft.net/ The Red Zone Retirement Program http://mearsmoney.com/ <iframe title="Libsyn Player" style="border: none" src="//html5-player.libsyn.com/embed/episode/id/42433630/height/90/theme/custom/thumbnail/yes/direction/forward/render-playlist/no/custom-color/88AA3C/" height="90" width="600" scrolling="no" allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen></iframe> https://assets.libsyn.com/secure/item/42433630