1 rich Libsyn https://www.libsyn.com 90 600 Are you avoiding the uncomfortable money conversations you know you need to have? 🤫💰 With the holidays right around the corner, it’s all too easy to fall into the trap of &quot;retail therapy&quot; or justify impulse spending with “I work hard, I deserve it!” 🛍️✨ But when emotions drive our purchases, we often end up spending tomorrow’s money on today’s impulses. Join Joyce Palmer (CEO &amp;amp; Managing Partner of JP Financial Group) and co-host Francine as they break down emotional spending, holiday traps, and how to build long-term wealth without stripping the joy out of life! 🔥 WHAT YOU'LL LEARN: 🧾 Emotional Receipts: How stress, celebration, or seeking approval trigger spending. ⏳ The 72-Hour Rule: A simple strategy to curb impulse purchases before you hit &quot;buy.&quot; 💼 Give Every Dollar a Job: Smart ways to allocate bonus money across debt, savings, and retirement. 🏖️ The $20K Vacation Rule: How to evaluate big purchases against your retirement timeline. 📈 Redefining Retirement: Why your wealth isn't just a net-worth target, but a predictable paycheck for life. Proactive Women's Podcast https://www.jpfinancialgroupllc.com <iframe title="Libsyn Player" style="border: none" src="//html5-player.libsyn.com/embed/episode/id/42423780/height/90/theme/custom/thumbnail/yes/direction/forward/render-playlist/no/custom-color/88AA3C/" height="90" width="600" scrolling="no" allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen></iframe> https://assets.libsyn.com/secure/item/42423780