1 rich Libsyn https://www.libsyn.com 90 600 Mike emailed asking about typical exclusions or pre-existing concerns with LTC insurance. LTC insurance is governed by Internal revenue Code (IRC) 7702(b).&amp;nbsp; To be able to offer insurance, companies must adhere to this rule. American Association for LTC insurance (AALTCi) has many resources available on this&amp;nbsp;https://www.aaltci.org/long-term-care-insurance/ You can view both current and projected costs of care where you live at&amp;nbsp;https://www.carescout.com/cost-of-care&amp;nbsp; I strongly suggest using a 4 or 5% cost of living factor when checking future costs.&amp;nbsp; I think we'd be lying to ourselves if we believe the costs of care will be lower than that in the future.&amp;nbsp; Baby Boomers are starting to turn 80 this year. Learn how Medicaid works&amp;nbsp; (or doesn't work) in your state at https://www.elderlawanswers.com/ Book a quick phone or zoom meeting to ask a question at https://calendly.com/diane-p4t/15min Book an introductory get to know you meeting at https://calendly.com/diane-p4t/30min Schedule an initial no obligation consultation at https://calendly.com/diane-p4t/60min Get ready to Prepare for Tomorrow!!! &amp;nbsp; Preparing For Tomorrow podcast http://preparing4tomorrow.com <iframe title="Libsyn Player" style="border: none" src="//html5-player.libsyn.com/embed/episode/id/42415385/height/90/theme/custom/thumbnail/yes/direction/forward/render-playlist/no/custom-color/88AA3C/" height="90" width="600" scrolling="no" allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen></iframe> https://assets.libsyn.com/secure/content/205043535