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  <title>Part 1: Who is Triton?</title>
  <description>Are you paying too much for homeowners insurance—or worse, risking a denied claim without realizing it? In this episode of Tampa Home Talk, host Katrina Madewell welcomes Mike Hills and Tiffany Firlick of Triton Insurance Agency to uncover what every Florida homeowner, homebuyer, landlord, and real estate investor needs to know about protecting their property. You'll learn: ✅ Why independent insurance agencies often find better coverage and pricing ✅ Homeowners insurance mistakes that can void your policy ✅ Hidden insurance discounts many homeowners never receive ✅ Why changing your home to an LLC or trust requires updating your insurance ✅ Primary residence vs. investment property insurance differences ✅ How insurance companies evaluate your risk and insurance score ✅ Builder's Risk Insurance explained after renovations and storm damage ✅ Umbrella insurance and who actually needs it ✅ What happens if information on your insurance application is incorrect ✅ Florida homeowners insurance tips to help you save money while protecting your biggest investment Whether you're buying your first home, own rental properties, investing in Florida real estate, or simply want to make sure you're properly insured, this episode is full of practical advice that could save you thousands. Guest: Mike Hills &amp;amp;amp; Tiffany Firlick, Triton Insurance Agency 🎙️ Subscribe to Tampa Home Talk for weekly expert interviews covering:   Florida Real Estate Home Buying &amp;amp;amp; Selling  Mortgage Tips  Homeowners Insurance Home Maintenance  Investing  Local Tampa Bay Market Updates  </description>
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