1 rich Libsyn https://www.libsyn.com 300 600 Think you need 20% down to buy a home? Think again. In this episode of Tampa Home Talk, Katrina Madewell sits down with mortgage expert Sarah Nair to break down Florida's most popular down payment assistance programs. Learn how Florida Housing can help qualified buyers purchase a home with little money out of pocket, the differences between Standard Bond, Standard TBA, Plus TBA, and Hometown Heroes, plus the income limits, repayment options, and credit requirements you should know before applying. Whether you're a first-time home buyer or helping a family member purchase their first home, this episode provides practical guidance to help make homeownership more affordable. &amp;nbsp; They cover: ✅ Florida Hometown Heroes Program ✅ Florida Housing Down Payment Assistance ✅ Standard Bond Program ✅ Standard TBA Program ✅ Plus TBA Program ✅ Income limits ✅ Credit score requirements ✅ Repayable vs. forgivable assistance ✅ FHA, VA, USDA &amp;amp; Conventional loan options ✅ Which program may be best for your situation If you've been waiting to buy because you thought you needed a large down payment, this episode may change your perspective. 📞 Questions about buying a home? Call or Text: 813-377-2775 🏡 Tampa Home Talk with Katrina Madewell Helping Tampa Bay buyers and sellers make smarter real estate decisions. Subscribe for weekly episodes covering: • Buying a home • Selling your home • Real estate investing • Mortgage tips • Florida housing market updates • Homeownership strategies Tampa Home Talk Radio https://sites.libsyn.com/88548/site <iframe title="Libsyn Player" style="border: none" src="//html5-player.libsyn.com/embed/episode/id/42319090/height/300/theme/custom/thumbnail/yes/direction/forward/render-playlist/no/custom-color/88AA3C/" height="300" width="600" scrolling="no" allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen></iframe> https://assets.libsyn.com/secure/content/204766610