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  <title>'Somebody has to lose, and nobody wants to lose' (REPLAY) (Video)</title>
  <description>While Rob and Chad are at TEDxFargo this week, we're revisiting one of our most talked-about conversations. North Dakota Insurance Commissioner Jon Godfread joins Plain Talk to discuss the future of health insurance subsidies, what happens if Congress fails to extend them, and why rising healthcare costs remain one of the biggest challenges facing families in North Dakota and across the country. He also shares why he believes lawmakers need to act now and what long-term reforms could help bring costs under control. Rob and Chad also discuss ongoing issues at the North Dakota Commerce Department, the federal government shutdown, and other political headlines from around the state and nation. We'll be back next week with new episodes from TEDxFargo. </description>
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