1 rich Libsyn https://www.libsyn.com 90 600 Only 10% of American adults can answer a basic financial literacy question. Not a complex one: basic. Deon Hargrove saw that number and built an app to fix it. In this episode, Deon: founder of Smart Investors, breaks down why investing isn't gambling, why FOMO keeps more people out of the market than bad luck ever will, and why the best time to start is always right now. He walks through how his app lets users simulate real investing with virtual currency, learn from actual financial data and news, and stress-test their skills against real historical crashes, the dot-com bubble, 2008, COVID - before ever risking a dollar. We also get into the entrepreneur side: the imposter syndrome Deon battled building this solo, the burnout that cost him two years, and the moment he had to admit his back-end engineering skills weren't going to cut it on the front end, and what he outsourced because of it. If you've ever felt like investing is a language everyone else already speaks, this episode is your way in. Download Smart Investors on the App Store or Google Play, or visit smartinvestorsapp.com to learn more. Fox Talks Business Podcast http://foxtalksbusiness.com <iframe title="Libsyn Player" style="border: none" src="//html5-player.libsyn.com/embed/episode/id/42237440/height/90/theme/custom/thumbnail/yes/direction/forward/render-playlist/no/custom-color/88AA3C/" height="90" width="600" scrolling="no" allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen></iframe> https://assets.libsyn.com/secure/content/204531310