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  <title>Ep. 183: The True Cost of an Injury | Direct vs. Indirect Costs Explained</title>
  <description>MEM Sr. Manager of Claims Operations Shannon Fox breaks down what a workplace injury really costs a business: The claim itself, the indirect costs most employers overlook, and the long-term impact on your e-mod and premium. Plus, a practical checklist for reducing both, from incident investigation to return-to-work planning. </description>
  <author_name>The WorkSAFE Podcast | Workplace Safety Strategies</author_name>
  <author_url>https://www.mem-ins.com/podcast/</author_url>
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