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  <title>Episode 145: Marketplace Money Trouble: The Subsidy Surprise Coming Your Way</title>
  <description>In this episode:  Premium tax credit changes affecting Marketplace health coverage enrollees. Long-term care insurance premium deductions and new retirement plan withdrawal rules. A proposed Newborn Tax Credit and updates to ABLE accounts. IRS partnership audit trends and lingering ERC (Employee Retention Credit) claim backlog. A rundown of current IRS-impersonation scam tactics targeting seniors.  </description>
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