1 rich Libsyn https://www.libsyn.com 90 600 📞 Schedule a time to meet with Bill here: https://calendly.com/blitton/ 📲 Text “LEND” to 21000 to schedule a free 15–minute consultation Mortgage rates may not be where buyers want them, but stability in the market is creating a clearer path for smart decision-making. In this July market update, Bill breaks down where 30-year fixed rates stand, why inflation and the 10-year Treasury continue to drive mortgage pricing, and what buyers should understand before sitting on the sidelines. He also explains why trying to perfectly time the market can backfire, and why buying when the payment works may still be the better long-term move. Here’s what we discuss in this episode: 🏠 Rate Reality: Stability is the current story. 📉 Market Drivers: Inflation and Treasuries matter. ⏳ Timing Risk: Waiting may cost more. 🔁 Refi Potential: Buy now, refinance later. 📊 Buyer Strategy: Focus on payment fit. CONTACT: Schedule a time to meet with Bill here:&amp;nbsp;https://calendly.com/blitton/ Visit the Smart Mortgage Show website for more podcasts, videos and mortgage info:&amp;nbsp;https://smartmortgageshow.com/ Call: 484-352-4151. Check us out on YouTube:&amp;nbsp;https://bit.ly/3KbUxAF &amp;nbsp; Smart Mortgage Show with Bill Litton https://smartmortgageshow.com/ <iframe title="Libsyn Player" style="border: none" src="//html5-player.libsyn.com/embed/episode/id/41993695/height/90/theme/custom/thumbnail/yes/direction/forward/render-playlist/no/custom-color/88AA3C/" height="90" width="600" scrolling="no" allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen></iframe> https://assets.libsyn.com/secure/item/41993695