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  <title>The “uncool” savings trick making a comeback</title>
  <description>In Episode 62 of A Bite From The Money Sandwich, Marc Bineham explores why the humble term deposit is back in focus, as the Reserve Bank of Australia makes recent rate moves and Australians question whether their money is working hard enough.&amp;amp;nbsp; Marc is joined by Michelle Sargeant, National Manager Retail and Broker at Bank of Sydney, to break down what rising rates really mean for everyday savers.&amp;amp;nbsp; Michelle shares why now could be the time to shop around, how term deposits can help accelerate savings goals, particularly for those nearing retirement, and addresses the common misconceptions that often stop people from taking action.&amp;amp;nbsp;  If you are looking for a simple, low effort way to make your savings work harder, this episode offers practical insights to help you get started. https://www.banksyd.com.au/ https://www.banksyd.com.au/term-deposits </description>
  <author_name>A Bite from The Money Sandwich podcast</author_name>
  <author_url>https://themoneysandwich.com/</author_url>
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